10 Bluff Point, Phillips Ranch, California 91766, Phillips Ranch, 91766 - 4 bed, 3 bath

10 Bluff Point, Phillips Ranch, California 91766 home-pic-0

10 Bluff Point

Phillips Ranch, California 91766

ACTIVE
CONDITION: FAIR
4Beds
3Baths
2,060Sq Ft
8,805Lot Size

Property Price

LIST PRICE$950,000
EST. MARKET VALUE
$978,001

SUMMARY

Analysis of 10 Bluff Point, Phillips Ranch, California 91766 reveals a Fairly Priced Property with a current list price of $950,000  aligned with the estimated $978,001 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Phillips Ranch Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$978,001
Based on Realkey algorithm analyzing recent comparable sales in Phillips Ranch.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
10 Bluff Point
Subject
$950,000*
List Price
432,060$475-
A
19 Black Oak Drive
Sold
$975,000431,938$5030.8 mi
B
56 Sundance Drive
Sold
$890,000421,806$4930.4 mi
C
51 Rolling Hills Dr
Sold
$830,000421,774$4680.8 mi
D
4 Navajo Trail
Sold
$970,000431,984$4890.6 mi
E
24 Edgebrook Drive
Sold
$940,000431,986$4730.7 mi
F
40 Country Wood Drive
Sold
$1,030,000432,097$4910.8 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1981, this property is well-maintained and functional but shows clear signs of its original era. The kitchen and bathrooms feature dated cabinetry, older appliances, and traditional fixtures that lack modern updates. While the home is clean and livable with a desirable layout and sunroom, the overall aesthetic, flooring, and systems are aged, fitting the 'fair' criteria of a home that is functional but requires cosmetic modernization to meet current market standards.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 8805, living area = 2060.

  • Great Schools

    Elementary School: Pantera Elementary School (9/10).

  • Versatile Ground-Floor Layout

    The rare inclusion of a full bedroom and bathroom on the first floor provides essential flexibility for multi-generational living, guests, or a dedicated home office.

CONSRISKS & DEFICIENCIES

  • Potential for Modernization

    Built in 1981 and marketed as a space to 'make your own,' the property likely requires cosmetic updates and modernizing to align with current luxury standards.

  • Inconsistent School Ratings

    While the district offers some high-performing options, the assigned elementary school has a lower rating, which may be a concern for education-focused buyers.

About 10 Bluff Point

The sellers are ready to welcome the right offer — and maybe the start of someone’s next beautiful chapter. Tucked away at the end of a quiet cul-de-sac in the heart of beloved Phillips Ranch, there’s a home waiting for its next story to unfold. It’s the kind of place where bikes can circle safely in the afternoon sun… where neighbors wave from across the street… where holiday lights glow just a little brighter because everyone feels at home. This rare four-bedroom, three-bath gem offers something truly special — including a full bedroom and bath downstairs, perfect for visiting grandparents, a growing teen, or even a cozy home office where new dreams can take shape. Step inside and you’ll find spaces filled with possibility: A bright enclosed sunroom where morning coffee tastes better and laughter lingers a little longer. A private backyard just waiting for summer barbecues, birthday parties, and quiet evenings under the stars. A spacious primary suite that feels like your own peaceful retreat at the end of a long day. The layout is practical and welcoming — room to grow, room to gather, and room to make it entirely your own. Whether you’re buying your very first home, planting roots for a growing household, or investing in something meaningful for the future, this home offers comfort, flexibility, and long-term value. And the best part? It’s priced to move. The sellers are motivated and ready to review all reasonable offers — hoping to pass the keys to someone who will love it just as much as they have. Homes like this in Phillips Ranch rarely come along… and when they do, they don’t stay long. If you’ve been waiting for “the one,” this just might be it. Schedule your showing — and come see where your next chapter begins.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1981
Lot Size
8,805 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Phillips Ranch Unified Schools

Decker Elementary School

Grades PK-6 • 0.3 mi

3/10

Westmont Elementary School

Grades PK-6 • 1.0 mi

5/10

Ranch Hills Elementary School

Grades PK-6 • 1.1 mi

7/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.03.0
54%
Baths3.02.0
62%
Square foot2,0601,453.5
83%
Lot Size8,8057,440
70%
Price$950.0K$722.5K
86%
Price per sq ft$461$487
36%
Built year19811960
68%
HOA$0$0
50%
Days on market58168
7%

Pricing History

Listed for Sale

Jan 7, 2026

$950,000

Initial Listing

Sold

Feb 14, 2019

$630,000

Public Record

Sold

Sep 27, 2016

$605,000

Public Record

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