1000 Saint Mary, Cayucos, California 93430, Cayucos, 93430 - 3 bed, 3 bath
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Cayucos, California 93430
This Coastal Value-Add Residence is a Strong Value Opportunity, listed at $1,450,000—positioned below the $1,458,684 Fair Market Value by 1%. While maintaining a move-in ready Condition Rating of 3, the property features an unfinished lower-level suite with plumbing, offering a path to Instant Equity upon completion. Boasting Panoramic Ocean Views and a Main-Level Primary Suite, this home sits three blocks from the beach in the Coast Unified District. It is an exceptional find for Owner-Occupants seeking a seaside sanctuary or Value-Add Investors looking to maximize square footage.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1000 Saint Mary Subject | $1,395,000* List Price | 3 | 3 | 1,675 | $866 | - |
A 1983 Cirlce Drive Sold | $1,050,000 | 3 | 2 | 1,232 | $852 | 0.5 mi |
B 191 J Street Active | $1,397,000 List Price | 3 | 3 | 1,805 | $774 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 2003, this property is move-in ready and appears very well-maintained. It features high-quality hardwood flooring, a modern open-concept layout, and updated systems including whole-home A/C and surround sound. The kitchen is equipped with premium stainless steel appliances (Bosch) and granite countertops; while the cabinetry and tile backsplash reflect the original 2003 style, they are in excellent condition. The presence of an unfinished lower-level space with plumbing is a value-add feature rather than a sign of deferred maintenance.
Situated just three blocks from the beach, this property offers rare panoramic ocean views from nearly every room and easy walkable access to the Cayucos pier and downtown.
The home features a desirable main-level primary suite and is fully equipped with modern amenities including whole-home air conditioning, surround sound, and a spacious ocean-view deck with gas hookups.
The lower level includes an unfinished bedroom and bathroom with plumbing already in place, providing a clear opportunity for the buyer to increase square footage and equity.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2000, living area = 1675.
With a lot size of only 2,000 square feet, the outdoor yard space is relatively compact, which may be a drawback for buyers seeking extensive private grounds.
The presence of an unfinished bedroom and bathroom requires additional capital investment and construction management to fully realize the home's potential capacity.
Perched in a premier Cayucos location just three blocks from the beach, 1000 Saint Mary Ave offers coastal living with tropical charm. A gated entry welcomes you into a lush setting of mature palms and banana trees, while ocean views greet you at the door. Inside, hardwood floors, a fireplace, and whole-home heating, A/C, and surround sound create comfort year-round. The main living level features a spacious layout ideal for large families, with a stunning ocean-view deck complete with gas hookups, perfect for outdoor cooking and entertaining. The primary suite is conveniently located on the main level, offering its own balcony, walk-in closet and a jacuzzi tub in the bathroom. Downstairs are two additional bedrooms, a full bathroom and a finished garage with built-ins and sink. The lower level includes a wine cellar and an unfinished bedroom and bath with plumbing in place, offering potential for future completion. Enjoy ocean sounds, cross breezes, and views from nearly every room. The fenced backyard, irrigation system, and walkable access to town and pier complete this exceptional coastal retreat.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 75% |
| Square foot | 1,675 | 1,643.5 | 55% |
| Lot Size | 2,000 | 3,541 | 10% |
| Price | $1.40M | $1.32M | 55% |
| Price per sq ft | $833 | $828 | 55% |
| Built year | 2003 | 1975 | 80% |
| HOA | $0 | $0 | 50% |
| Days on market | 33 | 205 | 5% |
Apr 20, 2026
$1,395,000
$1,450,000
-4% Price Drop
Initial Listing
Mar 20, 2026
$1,450,000
Initial Listing
May 20, 2016
$1,025,000
Public Record
May 20, 2008
$865,000
Public Record