
San Francisco, CA 94109
Analysis of 1006-1008 Sutter Street, San Francisco, CA 94109 is currently available with a list price of $1,328,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is new construction or fully renovated.
Although built in 1907, the property has undergone an extensive recent renovation within the last 5 years. The residential unit features a high-end modern kitchen with a waterfall island and premium stainless steel appliances, contemporary bathrooms with glass-enclosed showers, and updated flooring and recessed lighting throughout. The commercial space is also fully updated with modern track lighting and clean finishes, meeting current quality standards with no visible deferred maintenance.
The RC-4 zoning and dual-unit configuration provide exceptional flexibility for owner-users or investors seeking both commercial and residential income streams in a single asset.
Situated at the nexus of Nob Hill and the Financial District, the property boasts a high walk score with immediate access to world-class dining, transit, and major employment hubs.
The upper-level 2-bedroom, 2-bathroom unit has been fully updated with contemporary finishes, allowing for immediate occupancy or market-rate rental without further capital investment.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =1742, other record lot size in square feet = 1546.
The absence of on-site parking is a significant challenge in the high-density Nob Hill neighborhood, which may limit the appeal for certain residential tenants and commercial clients.
Built in 1907, the property may require higher ongoing maintenance or future seismic considerations typical of century-old San Francisco structures compared to modern builds.
1006-1008 Sutter Street presents a rare opportunity to acquire a boutique mixed-use residential income property in the heart of Nob Hill. This well-maintained two-unit building blends classic San Francisco architectural charm with modern upgrades, offering both stable income potential and owner-user flexibility. Constructed in 1907, the property spans approximately 2,640 square feet and features a versatile layout with a ground-floor retail/office space and a fully updated residential unit above. The upper-level unit offers a spacious 2-bedroom, 2-bathroom configuration with contemporary finishes, while the street-level commercial space is well-suited for a variety of retail or professional uses. Zoned RC-4 (Residential-Commercial High Density), the property provides flexibility for investors seeking rental income, live/work functionality, or long-term appreciation in a premier location. Ideally situated just steps from Nob Hill, Union Square, and the Financial District, the property benefits from strong foot traffic, excellent walkability, and convenient access to public transportation including BART, Muni, and cable cars. The surrounding neighborhood offers an abundance of dining, shopping, and daily amenities, enhancing its appeal to both residential and commercial tenants. This is a compelling opportunity to own a classic San Francisco mixed-use asset in a highly desirable and centrally located neighborhood.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 7.0 | 33% |
| Baths | 0.0 | 0.0 | 50% |
| Square foot | 2,640 | 6,472 | 17% |
| Lot Size | 1,742 | 2,981.995 | 17% |
| Price | $1.33M | $2.20M | 17% |
| Price per sq ft | $503 | $379 | 83% |
| Built year | 1907 | 1915 | 17% |
| HOA | $0 | $0 | 50% |
| Days on market | 52 | 243 | 17% |
Mar 1, 2026
$1,328,000
Initial Listing
Oct 17, 2002
$600,000
Public Record