RealKey
‪(213) 433-7766‬

10123 Finch Avenue, Rancho Cucamonga, California 91737, Rancho Cucamonga, 91737 - 9 bed, 5 bath

10123 Finch Avenue, Rancho Cucamonga, California 91737 home-pic-0
ACTIVE$1,645,000
10123 Finch Avenue, Rancho Cucamonga, California 91737
9Beds
5Baths
4,961Sqft
47,916Lot

Price Vs. Estimate

The estimated value ($1,620,567.9) is $24,432.1 (1%) lower than the list price ($1,645,000). This property may be overpriced.

Key pros and cons

Top Pros:
High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 47916, living area = 4961.
Top Cons:
Property Age & Potential for Updates: Built in 1980, the property may require updates to systems, finishes, or energy efficiency to meet modern standards and buyer expectations, as no major renovations are explicitly mentioned for the main house.

Compared to the nearby listings

Price:$1.65M vs avg $1.07M (+$570,000)87%
Size:4,961 sqft vs avg 2,273 sqft94%
Price/sqft:$332 vs avg $4568%

More Insights

Built in 1980 (45 years old).
Condition: Built in 1980, the property is over 40 years old. However, the kitchen has clearly undergone a significant and relatively recent renovation, featuring modern medium-tone wood cabinets, light-colored quartz countertops, a contemporary mosaic tile backsplash, stainless steel appliances (including a modern range and French door refrigerator), and stylish wood-look tile flooring. This level of update in a key area like the kitchen suggests the property is move-in ready with no immediate renovation required for this space. While no bathroom images are provided, and the MLS analysis notes 'Property Age & Potential for Updates' as a weakness, the visible updates in the kitchen, a major component, elevate the overall condition beyond 'Fair'. The property appears well-maintained and functional, aligning with the 'Good' criteria of being extensively renovated within the last 5-15 years in key areas, making it comfortable for immediate occupancy.
Year Built
1980
Close
-
List price
$1.65M
Original List price
$1.88M
Price/Sqft
$332
HOA
-
Days on market
-
Sold On
-
MLS number
CV25101673
Home ConditionGood
Features
Good View: Mountain(s)
ViewMountain(s)

About this home

HOT! HOT! HOT! BUY OPPORTUNITY! INCOME PRODUCING PROPERTY (TWO SEPARATE UNITS + ADU WITH SEPARATE ENTRANCE) LIVE IN ONE, RENT THE OTHERS. All bedrooms downstairs. 9 beds, 5 baths, 4,961 sf of living area, 6 car garage, accordingly, and carport on an approximate 1.10 Acres with three living spaces: main house, attached ADU (separate entrance), and a detached 3/1 back house. Owner occupant + income producing, multigenerational or investment property. The choice is yours... Close to popular destinations such as Victoria Gardens, Ontario Mall, Schools and Parks. Welcome to 10123-1027 Finch Avenue. This one acre property offers many fruit trees such as mango, peaches, plums, pomegranates, orange, lemon, fig and many more. A paradise retreat. This property features a sweeping circular walkway, carport, multiple driveway entries, mature greenery, and an inviting courtyard perfect for relaxing or entertaining. Live in one, rent the others to offset the mortgage payment! Outdoor lovers will enjoy proximity to North Etiwanda Preserve, Red Hill Park, and scenic trails with panoramic views of the Mountains. Commuters will appreciate easy access to the 210 and 15 freeways. Whether you’re looking to enjoy Rancho Cucamonga’s vibrant lifestyle or invest in a solid property with character and a growing community. Don’t miss this opportunity to own a piece of Rancho Cucamonga. One acre lots are few in between to find in a prime location.

Condition Rating
Good
Built in 1980, the property is over 40 years old. However, the kitchen has clearly undergone a significant and relatively recent renovation, featuring modern medium-tone wood cabinets, light-colored quartz countertops, a contemporary mosaic tile backsplash, stainless steel appliances (including a modern range and French door refrigerator), and stylish wood-look tile flooring. This level of update in a key area like the kitchen suggests the property is move-in ready with no immediate renovation required for this space. While no bathroom images are provided, and the MLS analysis notes 'Property Age & Potential for Updates' as a weakness, the visible updates in the kitchen, a major component, elevate the overall condition beyond 'Fair'. The property appears well-maintained and functional, aligning with the 'Good' criteria of being extensively renovated within the last 5-15 years in key areas, making it comfortable for immediate occupancy.
Pros & Cons

Pros

High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 47916, living area = 4961.
Exceptional Income & Multi-Generational Potential: The property features three distinct living spaces (main house, attached ADU, detached back house) with separate entrances, offering significant income generation or flexible multi-generational living arrangements.
Expansive & Amenity-Rich Acreage: A rare 1.10-acre lot in a prime location, boasting a variety of mature fruit trees, a circular walkway, multiple driveways, and an inviting courtyard, creating a private 'paradise retreat'.
Substantial Living & Parking Capacity: Offers a generous 4,961 sq ft of living space with 9 bedrooms and 5 bathrooms, complemented by a 6-car garage and additional carport, accommodating large families or multiple tenants.
Strategic Location with Mountain Views: Situated in Rancho Cucamonga with convenient access to major freeways (210, 15), popular retail (Victoria Gardens, Ontario Mall), schools, parks, and natural preserves, including panoramic mountain views.
Versatile Investment Opportunity: The property's unique configuration and large lot size present a compelling opportunity for owner-occupants seeking mortgage offset, multi-generational families, or savvy investors.

Cons

Property Age & Potential for Updates: Built in 1980, the property may require updates to systems, finishes, or energy efficiency to meet modern standards and buyer expectations, as no major renovations are explicitly mentioned for the main house.
Specific Bedroom Layout: The layout specifies 'All bedrooms downstairs,' which might not appeal to all buyers, particularly those desiring an upstairs master suite or greater separation between living and sleeping areas.
High Maintenance for Large Lot: While an asset, the extensive 1.10-acre lot with numerous fruit trees and mature landscaping will likely entail significant ongoing maintenance, time, and cost for upkeep.

Best solution for experienced home buyers!

Data-driven home buying experience with our licensed real estate agents and cutting-edge AI

Browse Properties by State Browse housing market trends by state