Nestled on a quiet, non-through street in the heart of downtown Huntington Beach, this beautifully upgraded coastal home offers an exceptional blend of privacy, versatility, and beachside convenience just minutes from the sand, Main Street, Pacific City, premier shopping, and dining. Spanning approximately 2,594 square feet, this thoughtfully designed residence features 3 spacious bedrooms, 3.5 bathrooms, and a highly desirable private third-story loft retreat—the only space on this level—offering an ideal setting for a home office, media room, creative space, or flexible lounge. Just beyond the loft, a rare private rooftop deck provides a secluded outdoor escape perfect for entertaining, relaxing, and enjoying elevated coastal living in complete privacy. Set back from the street with lush tropical-inspired curb appeal, the home welcomes you through a spacious front courtyard patio designed for seamless indoor-outdoor living. Inside, the remodeled kitchen showcases quartz countertops, newly remodeled custom cabinetry, a large center island, recessed lighting, and an open-concept layout ideal for modern coastal living. Stylish wood-look luxury vinyl flooring flows throughout the home, enhancing its warm and contemporary aesthetic. A unique and highly functional floorplan rarely found downtown offers multiple living spaces designed for both comfort and flexibility. The main level features an inviting family room with fireplace just off the front courtyard, while the expansive second-story great room boasts soaring vaulted ceilings, abundant natural light, and a second fireplace. The luxurious primary suite serves as a private retreat with its own fireplace, vaulted ceilings, dual walk-in closets with built-in organizers, and a beautifully remodeled spa-inspired bathroom featuring granite countertops and a soaking tub. One guest bedroom features an en-suite bathroom, while the additional bedroom provides comfortable accommodations for family or guests. Additional highlights include dual-pane windows and doors, plantation shutters, air conditioning, an attached two-car garage with epoxy flooring, built-in storage, conveniently located laundry in the garage, and a durable cement tile roof built for lasting quality. Located in one of Huntington Beach’s most sought-after family-friendly neighborhoods, this exceptional turnkey home delivers rare privacy, elevated design, and flexible living spaces in an unbeatable downtown coastal location.