Located on a quiet cul-de-sac, this beautifully finished, spacious two-level home offers three bedrooms, two-and-a-half baths, and an open floor plan designed for both everyday living and entertaining. The main level features an expansive living, dining, and kitchen area with beautiful hardwood floors, abundant natural light, and quality finishes throughout. The open-concept kitchen is outfitted with stainless steel appliances and generous workspace, while large windows create a bright and airy feel. A gas fireplace adds warmth to the living space and makes this level equally suited for quiet evenings at home or gathering with friends. Upstairs, three spacious bedrooms provide separation from the home's main living areas, including a generous primary suite with its own private bath. A private walkout deck, accessible from both the primary suite and the main landing, extends the living space outdoors and offers beautiful views of the bay. With no one above you, the upper-level setting provides an added sense of privacy. Additional features include secure entry, one-car parking with convenient interior access, and easy access to public transportation, Caltrain, Muni, and Highway 101. Offering an impressive combination of space, quality, comfort, and convenience, 102 Mary Teresa is a wonderful place to call home. A must see!