102 Palo Verde Terrace, Santa Cruz, California 95060, Santa Cruz, 95060 - 1 bed, 1 bath
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Santa Cruz, California 95060
This Turnkey Townhouse is a Strong Value Opportunity, listed at $698,000—positioned well below the $703,842 Fair Market Value by 0.83%. This valuation gap offers $5,842 in Instant Equity. Featuring a 2024 comprehensive renovation and an Excellent Condition Rating, the home includes a private patio and modern upgrades. Located near UC Santa Cruz and top-rated schools like Westlake Elementary, it offers a premium lifestyle. This is an ideal acquisition for first-time buyers or owner-occupants seeking a move-in ready residence.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 102 Palo Verde Terrace Subject | $698,000* List Price | 1 | 1 | 870 | $809 | - |
A 134 Palo Verde Terrace Active Under Contract | $780,000 List Price | 2 | 2 | 990 | $788 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1974, the property underwent a comprehensive renovation in 2024 (less than 1 year ago). Key updates include a fully remodeled bathroom, new HVAC system, new LVT flooring, and updated kitchen appliances (dishwasher and range), meeting the criteria for mint condition with no immediate maintenance required.
Situated in the highly sought-after Upper Westside, this property is just blocks from the UC Santa Cruz entrance and within walking distance to top-rated Westlake Elementary, parks, and coastal trails.
The home features comprehensive recent updates including a remodeled bathroom, new LVT flooring, modern HVAC, and upgraded appliances, offering a turnkey, move-in-ready experience.
A private, fenced patio with a lemon tree provides excellent outdoor utility, complemented by a large exterior storage shed perfect for surfboards, bikes, and outdoor gear.
The association fee of $827 per month is relatively high for a one-bedroom unit, which may impact overall affordability and the buyer's debt-to-income ratio.
As a one-bedroom residence, the property appeals to a narrower demographic of buyers, which could limit resale flexibility compared to multi-bedroom units in the same area.
Beautifully updated 2 story townhouse in Santa Cruz's highly sought after Upper Westside, just blocks from the main entrance to UC Santa Cruz. Excellent opportunity as a primary residence or investment property. Oversized bedroom easily accommodates 2 full-size beds. 2024 updates include remodeled bathroom, LVT flooring throughout, solid core interior doors & trim, HVAC, dishwasher, range, lighting & in-unit washer/dryer. Dining area opens to a spacious and bright living room as well as a private concrete patio w/lemon tree perfect for alfresco dining & an additional sitting area all enclosed by a wood privacy fence. Large exterior storage shed provides ample space for bikes, surfboards & outdoor gear. Dedicated carport adjacent to the patio gate plus 1 additional parking permit. Community features beautifully landscaped grounds & swimming pool. Conveniently located near Westlake Elementary, UC Santa Cruz, University Terrace Park w/playground, basketball & tennis courts, Moore Creek Preserve, Pogonip trails, mountain biking, dog park, bike paths, the Westside Farmers Market, wineries, bakeries, restaurants, shopping, downtown Santa Cruz & area beaches. Take advantage of this rare opportunity to own a beautifully updated home on Santa Cruz's highly sought after Upper Westside.
No exterior & parking available.
Grades K-5 • 0.4 mi
Grades 6-8 • 0.8 mi
Grades 9-12 • 0.9 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 1.0 | 2.0 |
| Baths | 1.0 | 3.0 |
| Square foot | 870 | 1,198 |
| Lot Size | 871 | 1,241.5 |
| Price | $698.0K | $890.0K |
| Price per sq ft | $802 | $772 |
| Built year | 1974 | 1985 |
| HOA | $827.0 | $556 |
| Days on market | 7 | 34 |
Jul 16, 2026
$698,000
Initial Listing
Aug 30, 2017
$527,000
Public Record
Dec 6, 2005
$410,500
Public Record
Dec 10, 1999
$173,000
Public Record
Sep 30, 1997
$114,000
Public Record