1020 Church Street, Roseville, CA 95678, Roseville, 95678 - 5 bed, 4 bath
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1020 Church Street
Roseville, CA 95678
ACTIVE
CONDITION: POOR
5Beds
4Baths
2,615Sq Ft
12,441Lot Size
Property Price
LIST PRICE$899,000
SUMMARY
Analysis of 1020 Church Street, Roseville, CA 95678 is currently available with a list price of $899,000. The property maintains a Poor Condition Rating (30/100), indicating the property requires renovation and updates to maximize its market potential. This presents opportunities for value-add investors. Located in a high-demand neighborhood within the Roseville Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for Experienced Investors and Fix-and-Flip Specialists.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Poor
TeardownExcellent
Property is extensive renovation needed.
The property was built in 1935 (89 years old) and the listing provides no evidence of recent renovations to kitchens, bathrooms, or major systems. The marketing focus on 'development upside,' 'blank canvas,' and 'land development opportunities' strongly suggests the existing structures are in poor condition and require significant rehabilitation, despite currently being occupied.
PROSSTRENGTHS & OPPORTUNITIES
- Significant Development Upside
The massive 12,441 SF lot and multi-family footprint leverage SB 1211 legislation, offering a rare 'blank canvas' to add units or subdivide for maximum ROI.
- Immediate Cash Flow
As a fully occupied quadruplex, the property provides an investor with immediate rental income from day one, minimizing vacancy risks during the acquisition phase.
- Unique Tenant Privacy
Unlike traditional apartment blocks, each unit features its own separate entry and dedicated yard space, significantly increasing tenant desirability and long-term retention.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2615, other record living area = 2432. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 2.
- Aging Infrastructure
Built in 1935, the property likely requires higher-than-average maintenance reserves and potential capital expenditures to modernize electrical, plumbing, or structural systems.
- Inspection and Occupancy Constraints
With all units occupied and a strict 'do not disturb' policy, buyers face hurdles for comprehensive physical inspections and lack the option for immediate owner-occupancy.
About 1020 Church Street
Rare Residential Compound! Massive 12,400+ SF Lot with Multi-Family ADU & Development Upside Each unit has its own separate entry and yard space. But the true crown jewel of this property is its unprecedented value-add development potential. Forget standard single-family restrictions, this multi-family footprint unlocks California's most aggressive housing legislation. Positioned perfectly for the forward-thinking investor, the sheer size of this lot provides a blank canvas to maximize your ROI. Potential to add more units and subdivide into separate units. ALL UNITS ARE OCCUPIED - DO NOT DISTURB TENANTS! Many land development opportunities (SB 1211)
Property Details
Public Facts
- Property Type
- Quadruplex
- Year Built
- 1935
- Lot Size
- 12,441 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Roseville Unified Schools
Bradford Woodbridge Fundamental Elementary School
Grades K-5 • 0.8 mi
5/10
George A. Buljan Middle School
Grades 6-8 • 2.4 mi
5/10
Robert C. Cooley Middle School
Grades 6-8 • 3.9 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 6.0 |
| Baths | 4.0 | 3.0 |
| Square foot | 2,615 | 723 |
| Lot Size | 12,441 | 7,405 |
| Price | $899.0K | $972.8K |
| Price per sq ft | $344 | $1.3K |
| Built year | 1935 | 2026 |
| HOA | $0 | $0 |
| Days on market | 63 | 35 |
Pricing History
Listed for Sale
Jul 8, 2026
$899,000
Initial Listing
Sold
Jan 12, 2021
$605,000
Public Record
Sold
Mar 1, 2001
$79,000
Public Record