1040 S San Joaquin St, Stockton, CA 95206, Stockton, 95206 - 3 bed, 2 bath
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1040 S San Joaquin St
Stockton, CA 95206
ACTIVE
CONDITION: FAIR
3Beds
2Baths
1,136Sq Ft
3,999Lot Size
Property Price
LIST PRICE$319,000
EST. MARKET VALUE
$307,466
3% AboveMARKET VALUE
SUMMARY
This 1907 Victorian classic represents a High-Potential Investment Opportunity, listed at $319,000—positioned above the $307,467 Fair Market Value. While the property requires strategic updates, its Condition Rating of 4 reflects recent cosmetic improvements like new flooring and paint. The massive partially finished basement provides significant expansion potential for a Value-Add Asset. Given the lower-rated local schools, this property is best suited for Buy-and-Hold Investors or Contractors focused on long-term rental demand and interior modernization.
Estimated Market Value
$307,466
Based on Realkey algorithm analyzing recent comparable sales in Stockton.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1040 S San Joaquin St Subject 3 bd · 2 ba · 1,136 sqft · $271 | $319,000* List Price | 3 | 2 | 1,136 | $271 | - |
A 446 E Anderson Street Sold 2 bd · 1 ba · 952 sqft · $284 · 0.1 mi | $270,000 | 2 | 1 | 952 | $284 | 0.1 mi |
B 124 E Anderson Street Sold 2 bd · 1 ba · 924 sqft · $303 · 0.1 mi | $280,000 | 2 | 1 | 924 | $303 | 0.1 mi |
C 1215 S American Street Sold 2 bd · 1 ba · 1,064 sqft · $305 · 0.2 mi | $325,000 | 2 | 1 | 1,064 | $305 | 0.2 mi |
D 340 E Jefferson Street Sold 2 bd · 1 ba · 1,253 sqft · $215 · 0.0 mi | $270,000 | 2 | 1 | 1,253 | $215 | 0.0 mi |
E 2006 S American Street Sold 2 bd · 1 ba · 985 sqft · $283 · 0.8 mi | $279,000 | 2 | 1 | 985 | $283 | 0.8 mi |
F 2033 S Madison Street Sold 2 bd · 1 ba · 714 sqft · $344 · 0.9 mi | $245,500 | 2 | 1 | 714 | $344 | 0.9 mi |
G 1516 S Hunter Street Active 4 bd · 2 ba · 1,149 sqft · $209 · 0.3 mi | $239,900 List Price | 4 | 2 | 1,149 | $209 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1907, the home has received recent cosmetic updates including new paint, carpet, and kitchen flooring. However, the kitchen remains dated with 20+ year old tile countertops and cabinetry that appears to be missing doors and drawers, requiring further modernization and minor repairs to be fully functional.
PROSSTRENGTHS & OPPORTUNITIES
- Historic Victorian Charm
This 1907 Victorian classic features period-specific 11-foot ceilings and original hardwood floors, offering a unique character and aesthetic appeal rarely found in modern builds.
- Turn-Key Interior Updates
The home has been refreshed with new paint throughout, new bedroom carpeting, and updated kitchen flooring, providing a move-in-ready experience for the next owner.
- Expansion Potential
A massive partially finished basement offers significant versatility for storage, a workshop, or future living space expansion, effectively increasing the home's functional square footage.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Century-Old Home Maintenance
Built in 1907, the property may require specialized maintenance or future upgrades to aging systems like plumbing and electrical to meet modern standards.
- Low School Ratings
Most assigned and nearby schools carry lower performance ratings (2-3), which could be a concern for families and potentially impact future property appreciation.
About 1040 S San Joaquin St
Come check out this one of a kind Victorian era classic. This true gem of a home features: Real hardwood floors. Period specific 11 foot ceilings. New carpets in bedrooms. New flooring in kitchen. New paint throughout. A massive partially finished basement. And much more. Schedule your showing today.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1907
- Lot Size
- 3,999 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Stockton Unified Schools
Spanos (Alex G.) Elementary School
Grades K-8 • 0.4 mi
3/10
Hazelton Elementary School
Grades K-8 • 0.6 mi
3/10
Dolores Huerta Elementary School
Grades K-8 • 0.7 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,136 | 1,580.795 |
| Lot Size | 3,999 | 6,358.036 |
| Price | $319.0K | $449.6K |
| Price per sq ft | $281 | $283 |
| Built year | 1907 | 1978 |
| HOA | $0 | $274 |
| Days on market | 2 | 58 |
Pricing History
Listed for Sale
Oct 22, 2026
$319,000
Initial Listing