10432 Timberlane Way, Santee, California 92071, Santee, 92071 - 3 bed, 2 bath
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10432 Timberlane Way
Santee, California 92071
ACTIVE
CONDITION: GOOD
3Beds
2Baths
1,544Sq Ft
7,300Lot Size
Property Price
LIST PRICE$899,000
EST. MARKET VALUE
$929,581
3% BelowMARKET VALUE
SUMMARY
This Turnkey Single-Family Residence is a Prime Investment Opportunity, listed at $899,000—positioned well below the $929,582 Fair Market Value by 3%. This valuation gap offers $30,582 in Instant Equity. Featuring a Condition Rating of 3, the home includes paid-off solar, a Tesla charger, and a private pool/spa. Located in the Grossmont Union district, it offers a rare VA loan assumption at 2.75%. This is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking immediate energy efficiency and lifestyle luxury.
Estimated Market Value
$929,581+$30,581 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Santee.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 10432 Timberlane Way Subject 3 bd · 2 ba · 1,544 sqft · $602 | $899,000* List Price | 3 | 2 | 1,544 | $602 | - |
A 10355 Lairwood Drive Sold 5 bd · 2 ba · 1,633 sqft · $582 · 0.1 mi | $950,000 | 5 | 2 | 1,633 | $582 | 0.1 mi |
B 10341 Santana St Sold 3 bd · 2 ba · 1,445 sqft · $529 · 1.0 mi | $765,000 | 3 | 2 | 1,445 | $529 | 1.0 mi |
C 10036 White Pine Ln Sold 3 bd · 2 ba · 1,337 sqft · $673 · 0.1 mi | $900,000 | 3 | 2 | 1,337 | $673 | 0.1 mi |
D 10618 Ironwood Ave. Sold 5 bd · 2 ba · 1,528 sqft · $569 · 0.3 mi | $870,000 | 5 | 2 | 1,528 | $569 | 0.3 mi |
E 9968 Beck Sold 3 bd · 2 ba · 1,375 sqft · $588 · 0.5 mi | $808,500 | 3 | 2 | 1,375 | $588 | 0.5 mi |
F 10056 Woodpark Sold 3 bd · 2 ba · 1,259 sqft · $643 · 0.6 mi | $809,000 | 3 | 2 | 1,259 | $643 | 0.6 mi |
G 10331 Harbin Pl. Sold 4 bd · 2 ba · 1,475 sqft · $578 · 0.9 mi | $853,000 | 4 | 2 | 1,475 | $578 | 0.9 mi |
H 10654 Holborn Ct Sold 3 bd · 2 ba · 1,302 sqft · $629 · 0.9 mi | $819,000 | 3 | 2 | 1,302 | $629 | 0.9 mi |
I 10540 Flora Verda Court Active 3 bd · 3 ba · 1,696 sqft · $489 · 0.5 mi | $829,000 List Price | 3 | 3 | 1,696 | $489 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
While built in 1971, the property has undergone significant renovations within the 5-15 year range. The kitchen features updated cabinetry, granite countertops, and new stainless steel appliances. Major systems are modernized with central HVAC, dual-pane windows, paid-off solar, and a Tesla charger. The interior is move-in ready with newer vinyl plank flooring and recessed lighting.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7300, living area = 1544.
- Exceptional Financing Opportunity
The rare opportunity to assume a VA loan at a 2.75% interest rate offers a massive financial advantage, significantly reducing monthly mortgage payments in the current high-rate environment.
- Energy Efficiency & Modern Upgrades
The home features fully paid-off solar panels, a Tesla charger, and premium GE smart appliances, providing immediate utility savings and high-tech convenience for the modern homeowner.
CONSRISKS & DEFICIENCIES
- Property Age
Built in 1971, the home may have aging structural or mechanical systems that could require maintenance or further investment despite the recent cosmetic and appliance upgrades.
- Limited Living Space
At 1,544 square feet for a three-bedroom home, the interior footprint may feel compact for buyers seeking more expansive living areas or additional flex space at this price point.
About 10432 Timberlane Way
Incredible opportunity to assume a 2.75% INTEREST RATE! Welcome to this beautiful 3-bedroom, 2-bathroom home nestled in a quiet, family-friendly Santee neighborhood! Enjoy energy efficiency with PAID OFF solar and a Tesla charger! Featuring a sparkling POOL and spa, private backyard, 2-car garage, and RV/BOAT parking. Interior upgrades include vinyl plank flooring, recessed lighting, central heating and A/C, dual-pane windows & slider, new stainless steel appliances, and a premium GE smart washer and dryer featuring a 5.0 cu. ft. front-load washer with UltraFresh Vent System, SmartDispense, Wi-Fi, and PowerSteam, paired with a 7.8 cu. ft. gas dryer with steam and sanitize cycles. A perfect blend of comfort, convenience, and modern upgrades! Conveniently located near shopping, schools, freeways. This home is a must see and won't last long!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1971
- Lot Size
- 7,300 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Santee Unified Schools
Cajon Park Elementary School
Grades K-8 • 0.5 mi
6/10
Rio Seco Elementary School
Grades K-8 • 1.1 mi
8/10
Hill Creek Elementary School
Grades K-8 • 1.4 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.4 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,544 | 1,538.896 |
| Lot Size | 7,300 | 7,200.619 |
| Price | $899.0K | $876.4K |
| Price per sq ft | $582 | $556 |
| Built year | 1971 | 1974 |
| HOA | $0 | $231 |
| Days on market | 5 | 36 |
Pricing History
Listed for Sale
Oct 20, 2026
$899,000
Initial Listing
Sold
Dec 1, 2020
$675,000
Public Record