1045 Peach Ave 25, El Cajon, California 92021, El Cajon, 92021 - 2 bed, 2 bath
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1045 Peach Ave 25
El Cajon, California 92021
ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,100Sq Ft
0Lot Size
Property Price
LIST PRICE$415,000
EST. MARKET VALUE
$418,300
SUMMARY
This Spacious End-Unit Townhome is a Strong Value Opportunity, listed at $415,000—positioned well below the $418,301 Fair Market Value by 0.79%. This valuation gap offers $3,301 in Instant Equity. With a Condition Rating of 4, the property features a functional layout with private balconies and a community pool, though it requires cosmetic updates. While school ratings are modest, the privacy of an end-unit and comprehensive HOA benefits make this an ideal asset for Buy-and-Hold Investors or first-time buyers seeking entry-level value.
Estimated Market Value
$418,300
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1045 Peach Ave 25 Subject | $415,000* List Price | 2 | 2 | 1,100 | $380 | - |
A 888 Cherrywood Way 12 Sold | $399,000 | 2 | 2 | 1,024 | $390 | 0.5 mi |
B 389 Shady Ln D Sold | $420,000 | 2 | 3 | 1,050 | $400 | 0.7 mi |
C 1250 E Madison Ave C Sold | $449,000 | 2 | 2 | 1,088 | $413 | 0.6 mi |
D 830 Broadway 18 Sold | $425,000 | 2 | 2 | 950 | $447 | 0.4 mi |
E 514 Shady Lane Unit C C Sold | $403,000 | 2 | 2 | 1,088 | $370 | 0.6 mi |
F 1045 Peach Ave 61 Sold | $390,000 | 2 | 1 | 937 | $416 | - |
G 1045 Peach Ave 54 Pending | $459,000 List Price | 2 | 2 | 1,100 | $417 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1985, this property is approximately 40 years old and retains a dated kitchen with older cabinetry and finishes. While the unit is functional and includes central HVAC, the interior requires cosmetic updates and minor repairs to meet modern standards, fitting the criteria for a property over 20 years old needing updates.
PROSSTRENGTHS & OPPORTUNITIES
- Superior Privacy and Layout
As a desirable end-unit townhome with no neighbors above or below and only one shared wall, this property offers a level of privacy and quiet rarely found in high-density condominium living.
- Comprehensive HOA Benefits
The association fee provides significant value by covering essential utilities—water, hot water, sewer, and trash—alongside access to a gated community featuring a pool, fitness room, and lush greenbelts.
- Abundant Outdoor Living
The floor plan maximizes indoor-outdoor flow with a private ground-floor patio and individual balconies for both upstairs bedrooms, offering rare personal retreat spaces for all occupants.
CONSRISKS & DEFICIENCIES
- Underperforming School District
The assigned elementary, middle, and high schools currently hold low performance ratings (2-3/10), which may deter families prioritizing academic rankings and impact long-term appreciation.
- High Monthly Carrying Costs
At $560 per month, the HOA fee is relatively high for this price point, which could impact a buyer's debt-to-income ratio and overall monthly affordability.
About 1045 Peach Ave 25
Great opportunity in El Cajon, and this townhome has it all: INDOOR LAUNDRY, AC, EASY PARKING ACCESS THROUGH PATIO, 1 SHARED WALL END UNIT HOME! Offering a spacious 1,100 square feet of living space, a functional two-story floor plan, and plenty of room for its next owner to make it their own. This home offers a desirable sense of privacy and convenience within the gated community. A private patio provides additional outdoor space and easy back gate access to one of the two assigned parking spaces, including one covered space! The generously sized bedrooms are located upstairs, each featuring its own private balcony, while the main level offers a large living area, dining space, kitchen, convenient half bath, and indoor laundry. Central heat & A/C adds year-round comfort. The park-like community features lush greenbelts, a pool, fitness room, and gated access. HOA fee also includes water, hot water, sewer, and trash. Located near shopping, dining, schools, parks, and major freeways. This is an excellent opportunity for a buyer looking for space and value in a well-located El Cajon community.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1985
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $560.0 / Month
Neighborhood Insights
El Cajon Unified Schools
Naranca Elementary School
Grades K-5 • 0.2 mi
2/10
Cajon Valley Middle School
Grades 6-8 • 0.8 mi
3/10
El Cajon Valley High School
Grades 9-12 • 0.4 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,100 | 984.595 |
| Lot Size | - | 97,331.676 |
| Price | $415.0K | $434.4K |
| Price per sq ft | $377 | $444 |
| Built year | 1985 | 1985 |
| HOA | $560.0 | $436 |
| Days on market | 22 | 56 |
Pricing History
Listed for Sale
Aug 18, 2026
$415,000
Initial Listing
Sold
Sep 29, 2008
$130,000
Public Record
Sold
Jan 31, 2006
$305,000
Public Record