1045 Peach Avenue 28, El Cajon, California 92021, El Cajon, 92021 - 2 bed, 2 bath
Loading property details...
1045 Peach Avenue 28
El Cajon, California 92021
ACTIVE
CONDITION: GOOD
2Beds
2Baths
1,100Sq Ft
0Lot Size
Property Price
LIST PRICE$399,000
EST. MARKET VALUE
$435,745
8% BelowMARKET VALUE
SUMMARY
This Spacious Townhouse represents a Strong Value Opportunity, listed at $469,000—positioned well below the $499,000 Fair Market Value by 6%. This valuation gap provides $30,000 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the unit offers modern Granite Countertops, Stainless Appliances, and a private Patio and Balcony. While the school district ratings are modest, the comprehensive HOA amenities and central AC make this an ideal acquisition for first-time buyers or Buy-and-Hold Investors seeking a move-in ready asset.
Estimated Market Value
$435,745+$36,745 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1045 Peach Avenue 28 Subject | $399,000* List Price | 2 | 2 | 1,100 | $396 | - |
A 780 Ballantyne St J Sold | $459,000 | 2 | 2 | 1,152 | $398 | 0.8 mi |
B 1321 Greenfield Dr 30 Pending | $449,999 List Price | 2 | 2 | 1,024 | $439 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1985 but shows clear evidence of a mid-term renovation (approx. 5-15 years). Features updated granite countertops, stainless steel appliances, modern laminate flooring, and refreshed bathrooms. The unit is well-maintained, move-in ready, and includes functional systems like central AC.
PROSSTRENGTHS & OPPORTUNITIES
- Modernized Interior Finishes
The townhouse features desirable contemporary upgrades, including granite countertops and stainless steel appliances, providing a move-in-ready experience for buyers.
- Comprehensive HOA Package
The association fee covers essential utilities such as water, hot water, sewer, and trash, while offering premium community amenities including a pool, gym, and gated security.
- Functional Outdoor Living & Parking
Rare for this property type, the unit offers both a private patio and a balcony, complemented by two dedicated off-street parking spaces, including one covered spot.
CONSRISKS & DEFICIENCIES
- High Monthly Carrying Costs
The $560 monthly HOA fee is relatively high, which may impact the purchasing power and debt-to-income ratios for budget-conscious buyers.
- Underperforming School District
The property is zoned for schools with low ratings (ranging from 2 to 3), which could be a deterrent for families and potentially affect long-term resale value.
About 1045 Peach Avenue 28
Beautiful Townhouse. Huge Price Cut! 60K under Zillow estimate. Hurry, won't last! Large townhouse, granite countertops, stainless appliances, huge bedrooms, nice patio and balcony, ceiling fans, gated, central AC, HOA includes water, hot water, sewer, trash, pool, gym, and 2 off street parking spaces with 1 covered, bedrooms and balcony virtually staged
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1985
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $560.0 / Month
Neighborhood Insights
El Cajon Unified Schools
Naranca Elementary School
Grades K-5 • 0.2 mi
2/10
Cajon Valley Middle School
Grades 6-8 • 0.8 mi
3/10
El Cajon Valley High School
Grades 9-12 • 0.4 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.4 |
| Baths | 2.0 | 2.6 |
| Square foot | 1,100 | 1,263.846 |
| Lot Size | - | 38,383.7 |
| Price | $399.0K | $580.8K |
| Price per sq ft | $363 | $439 |
| Built year | 1985 | 2006 |
| HOA | $560.0 | $372 |
| Days on market | 39 | 64 |
Pricing History
Listed for Sale
Sep 6, 2026
$399,000
$439,000
-9% Price Drop
Initial Listing
Price Change
Aug 29, 2026
$439,000
$459,000
-4% Price Drop
Initial Listing
Price Change
Aug 9, 2026
$459,000
$469,000
-2% Price Drop
Initial Listing
Price Change
Aug 3, 2026
$469,000
$499,000
-6% Price Drop
Initial Listing
Price Change
Aug 1, 2026
$499,000
Initial Listing
Sold
Jun 17, 2011
$112,000
Public Record
Sold
Dec 28, 2005
$300,000
Public Record