
Sacramento, CA 95825
This Versatile Income-Generating Duplex is listed at $575,000, positioned competitively near its $568,860 Fair Market Value. The property offers a massive financial advantage via a rare 2.625% assumable loan, significantly lowering carrying costs. Boasting a Condition Rating of 3, the residence features a remodeled kitchen, new HVAC system, and a private patio. Its prime location near Sacramento State and downtown ensures consistent rental demand and long-term desirability. This is an exceptional acquisition for Owner-Occupants looking to house-hack or Buy-and-Hold Investors seeking a turnkey, cash-flowing asset.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1052 Clinton Road Subject | $575,000* List Price | 4 | 2 | 1,826 | $312 | - |
A 1208 Wayland Avenue Pending | $560,000 List Price | 4 | 2 | 1,844 | $304 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
This 1973 duplex is in move-in ready condition due to significant recent capital improvements, including an updated kitchen, remodeled bathroom, new flooring, and a new HVAC system with a smart thermostat. While the property benefits from these modern aesthetic and mechanical upgrades, the 50-year-old infrastructure and the fact that some premium improvements are concentrated on only one side of the duplex prevent it from reaching an 'excellent' rating.
The property features a rare 2.625% assumable loan, providing a massive financial advantage and significantly lower monthly carrying costs compared to current market rates.
Extensive upgrades including a new HVAC system, remodeled kitchen, updated flooring, and new attic insulation reduce immediate maintenance needs and enhance energy efficiency.
Ideally situated near Sacramento State University, downtown, and major transit corridors (I-80/Hwy 50), ensuring high tenant demand and long-term desirability.
Many of the premium upgrades, such as the new HVAC and smart features, are specified for only one side (1054), potentially leaving the other unit in need of similar investment.
Built in 1973, the property may possess original plumbing or electrical components that could require attention despite the recent cosmetic and mechanical updates.
Back on the market. Buyer couldn't get a loan. Excellent opportunity for an owner-occupied buyer with a 2.625% assumable loan! This updated duplex features one vacant unit and one owner-occupied unit, offering immediate cash flow potential with the assumable financing in place. Recent upgrades include an updated kitchen, new flooring, remodeled bathroom, newer water heater, new HVAC and nest smart thermostat in 1054 side. Garage doors and smart openers and all new attic insulation. Ideally located near restaurants, shopping, and the river, with convenient access to I-80 and Highway 50. Just minutes from downtown and Sac Statetruly a fantastic location!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 6.0 | 50% |
| Baths | 2.0 | 1.0 | 50% |
| Square foot | 1,826 | 2,919 | 25% |
| Lot Size | 5,515 | 6,412.5 | 50% |
| Price | $575.0K | $695.5K | 25% |
| Price per sq ft | $315 | $239 | 75% |
| Built year | 1973 | 1967 | 75% |
| HOA | $0 | $0 | 50% |
| Days on market | 100 | 172 | 25% |
Feb 26, 2026
$575,000
Initial Listing