10544 Ragtime Cir, Rancho Cordova, CA 95670, Rancho Cordova, 95670 - 3 bed, 2 bath
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10544 Ragtime Cir
Rancho Cordova, CA 95670
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,245Sq Ft
4,779Lot Size
Property Price
LIST PRICE$558,000
EST. MARKET VALUE
$511,423
9% AboveMARKET VALUE
SUMMARY
This Move-In Ready Single Family Residence is a Strong Value Opportunity, listed at $558,000—positioned well above the $511,424 Fair Market Value by -9%. Featuring a Mint Condition Rating with modern luxury vinyl plank flooring and recessed lighting, this home offers a functional open-concept layout. While school ratings are average, the property’s commuter-friendly access to Highway 50 and lack of HOA fees provide significant long-term stability. This is an ideal acquisition for first-time buyers or owner-occupants seeking a turnkey, low-maintenance lifestyle.
Estimated Market Value
$511,423
Based on Realkey algorithm analyzing recent comparable sales in Rancho Cordova.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 10544 Ragtime Cir Subject | $558,000* List Price | 3 | 2 | 1,245 | $411 | - |
A 10782 Basie Way Sold | $525,000 | 3 | 2 | 1,524 | $344 | 0.2 mi |
B 10393 S White Rock Road B Sold | $395,000 | 2 | 2 | 1,111 | $356 | 0.2 mi |
C 3230 Sanbury Circle Sold | $435,000 | 3 | 2 | 1,125 | $387 | 0.3 mi |
D 3241 Aboto Way Sold | $535,000 | 3 | 2 | 1,468 | $364 | 0.6 mi |
E 3025 Margate Way Sold | $455,000 | 3 | 2 | 1,071 | $425 | 0.7 mi |
F 3032 Margate Way Sold | $455,000 | 3 | 2 | 1,071 | $425 | 0.7 mi |
G 10806 Basie Way Active | $499,000 List Price | 3 | 2 | 1,524 | $327 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 1995, the property shows evidence of a comprehensive modern renovation within the last 5 years (as evidenced by 2022 photos). Features include updated luxury vinyl plank flooring, recessed lighting, modern fixtures, and fresh paint, making it a mint-condition, move-in-ready home.
PROSSTRENGTHS & OPPORTUNITIES
- Commuter-Friendly Location
The property offers excellent accessibility for commuters with quick access to Highway 50, providing a seamless connection to Sacramento and nearby employment hubs.
- Functional Open Layout
The 1,245 sqft floor plan features an inviting open-concept design that maximizes natural light and provides a modern flow between the living, dining, and kitchen areas.
- No HOA Costs
With an association fee of $0, homeowners benefit from lower monthly carrying costs and greater flexibility compared to properties in managed communities.
CONSRISKS & DEFICIENCIES
- Dated Marketing Materials
The listing explicitly notes that photos are from 2022, which may not accurately reflect the property's current condition or recent wear and tear for prospective buyers.
- Average School Ratings
The assigned public schools for all grade levels currently hold a rating of 4, which may be a concern for families prioritizing high-performing educational districts.
About 10544 Ragtime Cir
Welcome to 10544 Ragtime Circle! Situated in an established Rancho Cordova neighborhood, this charming 3-bedroom, 2-bathroom single-family home features 1,245 square feet of functional living space. Step inside to an inviting open-concept floor plan bathed in natural light, seamlessly connecting the spacious living area, dedicated dining space, and well-appointed kitchen. The layout offers comfortable bedrooms with generous storage and modern appeal throughout. Outside, enjoy a private backyard ideal for weekend BBQs, gardening, or relaxing under the California sun. Situated just minutes from schools, local parks, shopping centers, and popular dining spots. Commuters will appreciate the quick access to Highway 50 for easy travel into Sacramento and nearby. Whether you are a first-time buyer, looking to downsize, or adding to your investment portfolio, this move-in-ready gem is an incredible opportunity you won't want to miss! (Please note: The photos provided are from 2022)
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1995
- Lot Size
- 4,779 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Rancho Cordova Unified Schools
Cordova Villa Elementary School
Grades K-5 • 0.2 mi
4/10
Mills Middle School
Grades 6-8 • 1.3 mi
4/10
Cordova High School
Grades 9-12 • 1.6 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.6 |
| Square foot | 1,245 | 1,788.667 |
| Lot Size | 4,779 | 6,248.222 |
| Price | $558.0K | $556.7K |
| Price per sq ft | $448 | $306 |
| Built year | 1995 | 2015 |
| HOA | $0 | $69 |
| Days on market | 8 | 61 |
Pricing History
Listed for Sale
Sep 1, 2026
$558,000
Initial Listing
Sold
Apr 10, 2023
$470,000
Public Record