106 Village Circle, Santa Cruz, California 95060, Santa Cruz, 95060 - 3 bed, 3 bath
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106 Village Circle
Santa Cruz, California 95060
ACTIVE
CONDITION: FAIR
3Beds
3Baths
1,888Sq Ft
3,049Lot Size
Property Price
LIST PRICE$1,200,000
EST. MARKET VALUE
$1,285,669
6% BelowMARKET VALUE
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $1,349,000—positioned well below the $1,350,191 Fair Market Value by 0.09%. Featuring a Condition Rating of 4, the home offers a modern floor plan with vaulted ceilings and a private backyard. Its prime location across from UCSC and proximity to top-rated schools like Westlake Elementary make it a stable asset. This property is an ideal acquisition for Owner-Occupants seeking a lifestyle upgrade or Buy-and-Hold Investors targeting university-area demand.
Estimated Market Value
$1,285,669+$85,669 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 106 Village Circle Subject 3 bd · 3 ba · 1,888 sqft · $681 | $1,200,000* List Price | 3 | 3 | 1,888 | $681 | - |
A 911 King Street Sold 3 bd · 3 ba · 1,896 sqft · $654 · 0.7 mi | $1,240,000 | 3 | 3 | 1,896 | $654 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1996 (30 years old), the property is well-maintained but dated. While the flooring has been updated to modern LVP, the kitchen features original oak cabinetry, white tile countertops, and a fluorescent light box typical of its era, requiring modernization to meet current standards.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Location
Situated in a premier neighborhood directly across from UCSC, this property offers exceptional convenience for university faculty, staff, or those seeking a high-demand rental location.
- Excellent School Proximity
The home is located just 0.03 miles from the highly-rated Westlake Elementary School, making it an ideal choice for families prioritizing education and walkable commutes.
- Modern Architectural Design
Featuring vaulted ceilings and an abundance of windows, the interior boasts a bright, airy atmosphere and a contemporary floor plan that maximizes natural light.
CONSRISKS & DEFICIENCIES
- Limited Lot Size
With a lot size of only 3,049 square feet, the outdoor space is relatively small, which may not appeal to buyers looking for a large yard or significant gardening space.
- Monthly Association Fees
The property is subject to a $343 monthly HOA fee, which adds to the ongoing cost of ownership compared to non-association single-family homes in the area.
About 106 Village Circle
This 3 bedroom 2.5 bath, 1888 square foot home is nestled in Village Circle development. It is a premier neighborhood across the street from UCSC. The home is well maintained and has a private backyard with a detached 2 car garage. This home boasts vaulted ceilings, with lots of windows with natural light. Modern floor plan.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1996
- Lot Size
- 3,049 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $343.0 / Month
Neighborhood Insights
Santa Cruz Unified Schools
Westlake Elementary School
Grades K-5 • 0.0 mi
7/10
Mission Hill Middle School
Grades 6-8 • 0.7 mi
6/10
Santa Cruz High School
Grades 9-12 • 1.0 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 2.2 |
| Square foot | 1,888 | 1,703.516 |
| Lot Size | 3,049 | 6,974.558 |
| Price | $1.20M | $1.64M |
| Price per sq ft | $636 | $944 |
| Built year | 1996 | 1972 |
| HOA | $343.0 | $984 |
| Days on market | 70 | 43 |
Pricing History
Listed for Sale
Oct 13, 2026
$1,200,000
$1,249,500
-4% Price Drop
Initial Listing
Price Change
Sep 22, 2026
$1,249,500
$1,295,000
-4% Price Drop
Initial Listing
Price Change
Sep 17, 2026
$1,295,000
$1,349,000
-4% Price Drop
Initial Listing
Price Change
Aug 15, 2026
$1,349,000
Initial Listing
Sold
Mar 16, 2020
$1,000,000
Public Record
Sold
Jan 13, 2011
$590,000
Public Record