10781 Portobelo, San Diego, California 92124, San Diego, 92124 - 3 bed, 3 bath
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10781 Portobelo
San Diego, California 92124
ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,864Sq Ft
3,649Lot Size
Property Price
LIST PRICE$960,000
EST. MARKET VALUE
$992,829
3% BelowMARKET VALUE
SUMMARY
This Turnkey Single Family Residence represents a Strong Value Opportunity, listed at $960,000—positioned well below the $992,830 Fair Market Value by 3%. This valuation gap provides $32,830 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes modern stainless steel appliances and a private deck. While the HOA fee is notable, the move-in ready status and functional layout offer immediate lifestyle benefits. This property is an ideal acquisition for Owner-Occupants or first-time buyers seeking a stable, well-maintained San Diego home.
Estimated Market Value
$992,829+$32,829 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 10781 Portobelo Subject | $960,000* List Price | 3 | 3 | 1,864 | $533 | - |
A 6128 Portobelo Ct Sold | $910,000 | 2 | 3 | 1,556 | $585 | 0.1 mi |
B 6026 Portobelo Sold | $865,830 | 2 | 3 | 1,556 | $556 | 0.2 mi |
C 10706 Esmeraldas Dr. Sold | $885,000 | 4 | 2 | 1,532 | $578 | 0.9 mi |
D 10741 Esmeraldas Dr Sold | $960,000 | 3 | 2 | 1,625 | $591 | 1.0 mi |
E 5790 Menorca Dr Sold | $918,135 | 3 | 3 | 1,942 | $473 | 0.3 mi |
F 6116 Portobelo Court Pending | $880,000 List Price | 3 | 2 | 1,741 | $505 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1980, the property features recent interior updates including new wood-look flooring, fresh neutral paint, and stainless steel appliances. The home appears well-maintained and move-in ready, fitting the criteria for a functional residence with a 5-15 year renovation profile.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Kitchen Upgrades
The kitchen is equipped with stainless steel appliances and a functional layout, providing a move-in-ready space for cooking and entertaining.
- Private Outdoor Space
A fully fenced backyard offers a secure and private area for relaxation, gardening, or hosting guests, which is a key feature for San Diego living.
- Spacious Primary Suite
The primary bathroom includes double sinks, enhancing everyday convenience and adding a desirable feature for modern homeowners.
CONSRISKS & DEFICIENCIES
- Recently Sold Property
The property was recently sold within the past year on 2026-08-14. The sold price is $931,000.00.
- Significant HOA Fees
The monthly association fee of $530 is relatively high for a single-family residence, which may impact a buyer's monthly carrying costs and overall affordability.
- Limited Lot Size
At 3,649 square feet, the lot is quite compact for an 1,864 square foot home, potentially limiting outdoor expansion or large-scale landscaping projects.
About 10781 Portobelo
10781 Portobelo Dr, San Diego CA 92124 is a residence with a functional layout and comfortable living spaces throughout. The kitchen features stainless steel appliances, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. The primary bathroom includes double sinks for everyday convenience. Outdoors, a fully fenced backyard creates ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1980
- Lot Size
- 3,649 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $530.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.3 |
| Baths | 3.0 | 2.3 |
| Square foot | 1,864 | 1,777.941 |
| Lot Size | 3,649 | 6,474.445 |
| Price | $960.0K | $1.27M |
| Price per sq ft | $515 | $741 |
| Built year | 1980 | 1971 |
| HOA | $530.0 | $184 |
| Days on market | 12 | 40 |
Pricing History
Listed for Sale
Aug 28, 2026
$960,000
Initial Listing
Sold
Aug 14, 2026
$931,000
Public Record
Sold
Jan 28, 2021
$740,000
Public Record
Sold
Jun 23, 2008
$499,000
Public Record