108 Elkins Circle, Folsom, CA 95630, Folsom, 95630 - 4 bed, 3 bath
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108 Elkins Circle
Folsom, CA 95630
ACTIVE
CONDITION: FAIR
4Beds
3Baths
2,470Sq Ft
6,094Lot Size
Property Price
LIST PRICE$799,900
EST. MARKET VALUE
$761,607
5% AboveMARKET VALUE
SUMMARY
This Spacious Single-Family Residence represents a Strong Value Opportunity, listed at $799,900—positioned well below the $761,607 Fair Market Value by -5%. While the home maintains a Condition Rating of 4, it features significant mechanical upgrades including a 2022 dual-zone HVAC and a granite kitchen. Located in the desirable Natoma Station community near Folsom High School (9/10), this property offers a rare combination of no HOA fees and immediate lifestyle comfort. It is an ideal acquisition for Owner-Occupants seeking long-term value or Value-Add Investors looking to modernize dated interiors.
Estimated Market Value
$761,607
Based on Realkey algorithm analyzing recent comparable sales in Folsom.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 108 Elkins Circle Subject | $799,900* List Price | 4 | 3 | 2,470 | $308 | - |
A 600 Fisher Circle Sold | $799,500 | 4 | 3 | 2,478 | $323 | 0.3 mi |
B 688 Humbert Street Sold | $700,000 | 4 | 3 | 2,105 | $333 | 0.9 mi |
C 146 Orange Blossom Circle Sold | $680,000 | 3 | 2 | 1,665 | $408 | 0.6 mi |
D 503 Given Street Sold | $640,000 | 3 | 3 | 1,573 | $407 | 0.9 mi |
E 510 Diamond Glen Circle Sold | $580,000 | 2 | 2 | 1,489 | $390 | 0.8 mi |
F 110 Conductor Way Active | $868,888 List Price | 4 | 3 | 2,515 | $345 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1990 (34 years old), the home is well-maintained but largely dated. While the HVAC is excellent (replaced in 2022) and the kitchen has granite/mahogany updates, the bathrooms feature original tile counters and older cabinetry, and the living areas contain dated green carpeting, necessitating cosmetic modernization.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Folsom High School (9/10).
- Financial Advantages
The property features no HOA or Mello Roos fees, offering significant monthly savings and increased purchasing power for buyers in a premium Folsom neighborhood.
- Modern System Upgrades
Recent high-value improvements include a new dual-zone HVAC system installed in 2022 and a whole-house fan, ensuring energy efficiency and long-term climate comfort.
CONSRISKS & DEFICIENCIES
- Dated Elements
Built in 1990, some areas of the home may still require cosmetic modernization to match the updated kitchen and meet contemporary design preferences.
- Modest Lot Size
At approximately 0.14 acres, the lot size may feel restrictive for buyers seeking expansive outdoor space or room for a large private pool.
About 108 Elkins Circle
Welcome to this spacious and beautifully maintained two-story home in the desirable Natoma Station Community. Offering approximately 2,470 square feet, this 4 bedroom, 3 bathroom home features a versatile floor plan with the potential for a 5th bedroom, making it ideal for growing families, guests, or a home office. The inviting main level features soaring ceilings, a formal living and dining area, and a comfortable family room with a wood-burning fireplace. The updated kitchen showcases granite countertops, a beautifully mahogany countertop, and newer appliances, including a five-burner gas cooktop. Upstairs, the spacious master suite offers a private retreat with its own wood burning fireplace, while the additional bedrooms provide plenty of space for family and guests. Recent improvements include new laminate flooring in upstairs bathroom, dual-zone HVAC installed in 2022, and whole house fan added for comfort. A large laundry room offers exceptional convenience with a utility sink and lots of storage. Step outside to enjoy the private backyard featuring a redwood deck, 2 orange trees, 2 lemon trees, and a charming herb garden, perfect for relaxing and entertaining. Located just minutes from Natoma Station Elementary, neighborhood parks, shopping, restaurants, Folsom Premium Outlets, scenic American River access, miles of walking and biking trails and Highway 50 access. NO HOA AND NO MELLO ROOS.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1990
- Lot Size
- 6,094 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Folsom Unified Schools
Natoma Station Elementary School
Grades K-6 • 0.5 mi
7/10
Sutter Middle School
Grades 6-8 • 1.4 mi
7/10
Folsom High School
Grades 9-12 • 1.0 mi
9/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.5 |
| Baths | 3.0 | 2.7 |
| Square foot | 2,470 | 2,083.849 |
| Lot Size | 6,094 | 6,955.675 |
| Price | $799.9K | $776.4K |
| Price per sq ft | $324 | $390 |
| Built year | 1990 | 2000 |
| HOA | $0 | $171 |
| Days on market | 33 | 46 |
Pricing History
Listed for Sale
Aug 7, 2026
$799,900
Initial Listing
Sold
Aug 31, 1999
$224,000
Public Record
Sold
May 2, 1997
$15,500
Public Record