10817 Portico Circle, Rancho Cordova, CA 95670, Rancho Cordova, 95670 - 3 bed, 3 bath
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10817 Portico Circle
Rancho Cordova, CA 95670
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,452Sq Ft
5,062Lot Size
Property Price
LIST PRICE$489,900
EST. MARKET VALUE
$511,998
4% BelowMARKET VALUE
SUMMARY
This Stunning Move-In Ready Home is a Strong Value Opportunity, listed at $489,900—positioned well below the $511,999 Fair Market Value by 4%. This valuation gap offers $22,099 in Instant Equity for the buyer. Featuring an Excellent Condition Rating, this 2018-built property includes a premium kitchen with Silestone quartz, energy-efficient solar, and a private courtyard. Located in the sought-after Stone Creek community, it is an ideal sanctuary for first-time buyers or owner-occupants seeking a modern, low-maintenance lifestyle.
Estimated Market Value
$511,998+$22,098 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Rancho Cordova.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 10817 Portico Circle Subject | $489,900* List Price | 3 | 3 | 1,452 | $353 | - |
A 10782 Basie Way Sold | $525,000 | 3 | 2 | 1,524 | $344 | 0.8 mi |
B 3241 Aboto Way Sold | $535,000 | 3 | 2 | 1,468 | $364 | 0.3 mi |
C 3505 Riojo Way Sold | $535,000 | 3 | 2 | 1,612 | $332 | 0.3 mi |
D 3509 Riojo Way Sold | $589,000 | 4 | 3 | 1,851 | $318 | 0.3 mi |
E 3152 Noahblomquist Way Sold | $510,000 | 3 | 3 | 1,731 | $295 | 0.8 mi |
F 3536 Husch Way Active | $499,000 List Price | 3 | 2 | 1,417 | $352 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Built in 2018, this property is less than 10 years old and presented in mint, model-like condition. The kitchen and bathrooms feature high-end modern upgrades such as Silestone quartz countertops, shaker cabinetry, and electric towel warmers. Systems are state-of-the-art, including a tankless water heater, Nest thermostats, SmartVent air filtration, and solar panels, requiring no maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Premium Upgrades & Turnkey Condition
This 2018-built end-unit shows like a model with high-end finishes including Silestone quartz countertops, wood-look ceramic tile, plantation shutters, and luxury additions like hardwired towel warmers.
- Energy Efficiency & Modern Tech
The home features a builder pre-paid 20-year solar lease, tankless water heater, Nest thermostats, and EV charger pre-wiring, offering significant long-term utility savings and modern convenience.
- Desirable Community Location
Situated on a premium lot in the sought-after Stone Creek community, the property offers low-maintenance living within walking distance to parks, scenic paths, and major retailers like Sprouts Market.
CONSRISKS & DEFICIENCIES
- Compact Living Space
With 1,452 square feet distributed across three bedrooms and three bathrooms, the interior layout may feel somewhat constrained for buyers seeking more expansive living or storage areas.
- Average School Ratings
While the local elementary school is conveniently close, the assigned middle and high schools carry lower performance ratings (3/10 and 4/10), which may be a concern for education-focused families.
About 10817 Portico Circle
Welcome to this beautifully upgraded end-unit home in Rancho Cordova's desirable Stone Creek community, ideally situated on a premium lot and designed to show like a model.Thoughtful upgrades, stylish finishes, and low-maintenance landscaping make this home truly move-in ready. Inside, enjoy neutral paint, crown molding in the living room and foyer, plantation shutters, elegant cased openings, and wood-look ceramic tile flooring. The kitchen is a standout with upgraded shaker-style cabinetry, glass-front cabinet doors, premium full-extension shelving, Silestone quartz countertops, under-cabinet LED lighting, stainless Whirlpool appliances (including a brand-new dishwasher), professional-style range hood, decorative faux wood beams, stylish fixtures, countertop seating, and an APEC water filtration system. Three spacious bedrooms feature upgraded carpet, custom closet organizers, and ceiling fans (in two of the bedrooms), while the bathrooms offer thoughtful touches including wainscoting and framed mirrors. Both full bathrooms offer hardwired electric towel warmers for an added touch of comfort and luxury. The spacious primary suite offers a private ensuite bath with dual sinks and Samsung StarOn countertops. Upstairs laundry with built-in cabinet storage adds everyday convenience. Additional highlights include Nest thermostats, whole-house SmartVent Air controller and filtration system, tankless water heater, builder pre-paid 20 year solar lease, and bird-proofed solar panels. The garage features California Custom Coatings epoxy flooring, pre-wiring for an electric car charger, and added shop lighting. The private fenced courtyard has stained stamped concrete and a partially covered seating area for outdoor enjoyment. Stone Creek is one of Rancho Cordova's most sought-after communities, with neighborhood parks, scenic walking paths, Sprouts Market, Starbucks, Dutch Bros, freeway access, and everyday conveniences just minutes away. Schedule your private tour today!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2018
- Lot Size
- 5,062 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $106 / Month
Neighborhood Insights
Rancho Cordova Unified Schools
Navigator Elementary School
Grades K-5 • 0.2 mi
5/10
Mather Heights Elementary School
Grades K-5 • 2.0 mi
7/10
W. E. Mitchell Middle School
Grades 6-8 • 2.7 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 2.6 |
| Square foot | 1,452 | 1,788.667 |
| Lot Size | 5,062 | 6,248.222 |
| Price | $489.9K | $556.7K |
| Price per sq ft | $337 | $306 |
| Built year | 2018 | 2015 |
| HOA | $106 | $69 |
| Days on market | 13 | 61 |
Pricing History
Listed for Sale
Aug 27, 2026
$489,900
Initial Listing
Sold
Mar 15, 2019
$368,500
Public Record