109 River Ridge Way, Folsom, CA 95630, Folsom, 95630 - 5 bed, 3 bath
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109 River Ridge Way
Folsom, CA 95630
ACTIVE
CONDITION: EXCELLENT
5Beds
3Baths
3,501Sq Ft
10,576Lot Size
Property Price
LIST PRICE$1,099,999
EST. MARKET VALUE
$1,147,557
4% BelowMARKET VALUE
SUMMARY
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $1,149,999—positioned well below the $1,171,090 Fair Market Value by 1.8%. This valuation gap offers $21,091 in Instant Equity for the buyer. Featuring a Mint Condition Rating with recent renovations, a resort-style pool, and a versatile layout, this home is situated near 10/10 rated schools like Oakhills Elementary. It is an ideal acquisition for Owner-Occupants or multigenerational families seeking a premium, move-in ready lifestyle.
Estimated Market Value
$1,147,557+$47,558 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Folsom.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 109 River Ridge Way Subject 5 bd · 3 ba · 3,501 sqft · $328 | $1,099,999* List Price | 5 | 3 | 3,501 | $328 | - |
A 128 Canyon Rim Drive Sold 4 bd · 4 ba · 3,525 sqft · $298 · 0.3 mi | $1,050,000 | 4 | 4 | 3,525 | $298 | 0.3 mi |
B 120 Puffer Way Sold 4 bd · 3 ba · 2,164 sqft · $382 · 0.2 mi | $827,500 | 4 | 3 | 2,164 | $382 | 0.2 mi |
C 361 Canyon Falls Drive Sold 4 bd · 3 ba · 3,173 sqft · $347 · 1.0 mi | $1,100,000 | 4 | 3 | 3,173 | $347 | 1.0 mi |
D 125 Patton Court Sold 4 bd · 2 ba · 2,316 sqft · $350 · 0.1 mi | $810,000 | 4 | 2 | 2,316 | $350 | 0.1 mi |
E 98 Valley Falls Place Sold 4 bd · 4 ba · 4,284 sqft · $280 · 1.0 mi | $1,200,000 | 4 | 4 | 4,284 | $280 | 1.0 mi |
F 144 W Gold Creek Circle Sold 3 bd · 2 ba · 2,500 sqft · $386 · 0.5 mi | $965,000 | 3 | 2 | 2,500 | $386 | 0.5 mi |
G 102 Puffer Way Sold 3 bd · 2 ba · 2,585 sqft · $315 · 0.3 mi | $815,000 | 3 | 2 | 2,585 | $315 | 0.3 mi |
H 166 American River Canyon Drive Sold 4 bd · 3 ba · 2,719 sqft · $405 · 0.8 mi | $1,100,000 | 4 | 3 | 2,719 | $405 | 0.8 mi |
I 116 Simmons Way Pending 5 bd · 4 ba · 3,507 sqft · $308 · 0.5 mi | $1,080,000 List Price | 5 | 4 | 3,507 | $308 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
While originally built in 1982, the property has undergone extensive recent renovations (<5 years) including three completely remodeled bathrooms, new flooring and carpet throughout, and new dual-pane windows. The kitchen is highly modernized with updated countertops and a contemporary island hood, putting the home in mint, move-in-ready condition.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Oakhills Elementary School (10/10). Middle School: Willma Cavitt Junior High School (10/10). High School: Granite Bay High School (10/10).
- Extensive Recent Updates
The home features significant recent improvements including new dual-pane windows throughout, three fully remodeled bathrooms, and new flooring, providing a modern feel and reducing immediate move-in costs.
- Versatile Multigenerational Layout
With 3,501 square feet of living space and a full bedroom and bathroom located on the ground floor, the floor plan is perfectly suited for guests, a home office, or multigenerational living.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 3501, other record living area = 3360.
- Property Age
Built in 1982, the home may still possess older structural components or original systems that were not addressed by the recent cosmetic and window updates.
- Market History
The 'Back on the Market' status can sometimes trigger buyer skepticism regarding previous inspection hurdles or financing issues, despite the seller's recent efforts to add updates.
About 109 River Ridge Way
HUGE PRICE REDUCTION with NEW UPDATES BRAND NEW WINDOWS ! Welcome to 109 River Ridge Way in the highly desirable American Canyon River neighborhood of Folsom! This spacious 5-bedroom, 3-bathroom home offers a functional and flexible floor plan with NEW dual-pane windows throughout the entire home, all three bathrooms beautifully remodeled , New Flooring and new carpet throughout. Pest clearance has also been completed , providing added piece of mind to the next owner. The home features 1 bedroom and 1 full bathroom downstairs, plus 4 additional bedrooms upstairs perfect for guests, a home office, or multigenerational living. Enjoy two separate living areas, a formal dining room, and generously sized bedrooms with plenty of space for everyday living and entertaining. The private backyard is an entertainer's dream, featuring a resort-style pool, RV access, mature oak trees, and fruit trees. Relax, entertain, and enjoy the California lifestyle right in your own backyard. Conveniently located near Folsom Lake, walking and biking trails, parks, shopping, dining, and highly rated schools. Enjoy an established Folsom neighborhood with limited HOA restrictions and a strong sense of community. Back on the market, freshly updated, and ready for its next owner! Don't miss the opportunity to make this beautiful Folsom home your own
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1982
- Lot Size
- 10,576 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $42 / Month
Neighborhood Insights
Folsom Unified Schools
Ottomon Way Elementary School
Grades K-5 • 0.7 mi
4/10
Carl H. Sundahl Elementary School
Grades K-6 • 0.9 mi
7/10
Twin Lakes Elementary School
Grades K-6 • 2.0 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.7 |
| Baths | 3.0 | 2.8 |
| Square foot | 3,501 | 2,072.901 |
| Lot Size | 10,576 | 7,191.083 |
| Price | $1.10M | $785.6K |
| Price per sq ft | $314 | $387 |
| Built year | 1982 | 1999 |
| HOA | $42 | $169 |
| Days on market | 28 | 44 |
Pricing History
Listed for Sale
Oct 16, 2026
$1,099,999
$1,149,999
-4% Price Drop
Initial Listing
Price Change
Sep 26, 2026
$1,149,999
Initial Listing
Sold
Sep 5, 2013
$560,000
Public Record