1098 S ROCA Street, Gilbert, AZ 85296, Gilbert, 85296 - 5 bed, 3 bath
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1098 S ROCA Street
Gilbert, AZ 85296
ACTIVE
CONDITION: GOOD
5Beds
3Baths
2,644Sq Ft
7,891Lot Size
Property Price
LIST PRICE$650,000
EST. MARKET VALUE
$657,106
SUMMARY
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $650,000—positioned well below the $657,106 Fair Market Value by 1%. This valuation gap offers $7,106 in Instant Equity. The property maintains a Condition Rating of 3, featuring a Gourmet Kitchen, No Carpet, and a private Backyard Play Pool. Located near highly-rated schools, this home balances modern interior finishes with an outdoor entertainment oasis. It is an ideal acquisition for Owner-Occupants or growing families seeking a move-in ready lifestyle.
Estimated Market Value
$657,106
Based on Realkey algorithm analyzing recent comparable sales in Gilbert.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1098 S ROCA Street Subject | $650,000* List Price | 5 | 3 | 2,644 | $249 | - |
A 755 E ORCHID Lane Sold | $610,000 | 4 | 3 | 2,801 | $218 | 0.6 mi |
B 680 E BETSY Lane Sold | $699,000 | 5 | 3 | 3,023 | $231 | 0.7 mi |
C 1038 S PALOMINO CREEK Drive Sold | $560,000 | 4 | 2 | 2,131 | $263 | 0.3 mi |
D 1021 S WESTERN SKIES Drive Sold | $555,000 | 3 | 2 | 2,131 | $260 | 0.4 mi |
E 1394 E BETSY Lane Sold | $590,000 | 5 | 3 | 2,237 | $264 | 0.7 mi |
F 846 E CONSTITUTION Drive Sold | $720,000 | 4 | 2 | 2,470 | $291 | 0.6 mi |
G 1163 E DEVON Drive Active Under Contract | $639,900 List Price | 4 | 3 | 2,341 | $273 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 2001, the property is well-maintained and features significant recent updates including remodeled secondary bathrooms, fresh interior paint, and a complete transition to LVP and slate tile flooring. The kitchen is functional with granite counters and a high-end Kenmore Elite range, making it move-in ready.
PROSSTRENGTHS & OPPORTUNITIES
- Versatile Floor Plan
The layout features five bedrooms plus a separate bonus room, including a highly desirable downstairs bedroom and full bathroom, perfect for guests or multi-generational living.
- Modernized Interior Finishes
The home is move-in ready with no carpet, featuring slate tile and LVP flooring throughout, fresh interior paint, and a gourmet kitchen equipped with a 40-inch Kenmore Elite gas range.
- Outdoor Entertainment Oasis
The backyard is fully optimized for the Arizona lifestyle, featuring a play pool, built-in BBQ, fire pit, and a covered patio, providing significant value for outdoor living.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2644, other record living area = 2341.
- Aging Major Systems
Built in 2001, the property may soon require capital improvements for big-ticket items like the roof or HVAC systems if they are original to the home.
- Moderate High School Rating
While the elementary and middle schools are highly rated, the assigned high school has a rating of 6/10, which may be a consideration for education-focused buyers compared to other Gilbert neighborhoods.
About 1098 S ROCA Street
A+ LOCATION! A Unique Property featuring 5 Bedrooms - 3 Baths + Separate Bonus Room. Bedroom and Full Bath located downstairs! Check out the dramatic staircase upon entry then proceed through the formal areas to the spacious family room and gourmet kitchen featuring a 40-Inch Kenmore Elite Gas Range/Oven, Bay Window dining, granite counters, island, and extensive cabinets. NO CARPET! Slate Tile and Easy Care LVP Flooring throughout! Upstairs features primary bedroom with double door entry, two walk-in closets! Master Bath boasts separate shower, soaking tub, and dual sinks! Check out the oversized linen cabinets in the hall! Remodeled secondary baths and Fresh Paint Inside. Cool off in the backyard play pool or hang out by the fire pit, BBQ, or covered patio! Easy to Show!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2001
- Lot Size
- 7,891 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $198 / Month
Neighborhood Insights
Gilbert Unified Schools
Mesquite Elementary School
Grades PK-6 • 0.9 mi
7/10
South Valley Jr. High School
Grades 7-8 • 1.3 mi
7/10
Campo Verde High School
Grades 8-12 • 3.5 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 2,644 | 2,210.986 |
| Lot Size | 7,891 | 7,346.256 |
| Price | $650.0K | $598.8K |
| Price per sq ft | $246 | $280 |
| Built year | 2001 | 2003 |
| HOA | $198 | $224 |
| Days on market | 32 | 71 |
Pricing History
Listed for Sale
Aug 8, 2026
$650,000
Initial Listing
Sold
May 24, 2001
$201,025
Public Record