10981 Santa Cruz Road, Desert Hot Springs, California 92240, Desert Hot Springs, 92240 - 3 bed, 2 bath

10981 Santa Cruz Road, Desert Hot Springs, California 92240 home-pic-0
ACTIVE$369,999
10981 Santa Cruz Road, Desert Hot Springs, California 92240
3Beds
2Baths
1,239Sqft
9,583.2Lot
Year Built
1971
Close
-
List price
$370K
Original List price
$370K
Price/Sqft
$299
HOA
-
Days on market
-
Sold On
-
MLS number
PTP2508695
Home ConditionFair
Features
Good View: Desert
Deck
ViewDesert

About this home

Possibly Over-Priced:The estimated price is 7% below the list price. We found 3 Cons,6 Pros. Rank: price - $370.0K(29th), sqft - 1239(16th), beds - 3(50th), baths - 2(50th).

3% FHA Assumable rate Welcome to the neighborhood surrounding 10981 Santa Cruz Rd, Desert Hot Springs, CA — where laid-back desert living meets the natural beauty of the Coachella Valley. Why buyers are drawn to this area: Positioned in one of the most scenic parts of the city, you’ll enjoy sweeping mountain and desert vistas right outside your door. A strong sense of space and openness: many homes sit on generous lots, offering privacy and room for backyard amenities. A true “resort-town” feel — the area is known for its natural hot mineral springs, tranquil ambiance, and easy access to outdoor recreation. Conveniently located near parks, local schools, and shopping corridors — ideal for both full-time residents and those looking for a second home/retreat. What this location delivers: A quiet, single-family neighborhood setting that still connects easily with city amenities. Favourable for buyers using both conventional and VA/FHA financing (per listing details). A lifestyle that blends sun-drenched desert charm with everyday functionality: central air, attached garages, and a low-maintenance environment. Selling note: Highlight the views, lot size, and the tranquil character of the street, while also underscoring the fact that this address gives the best of both worlds — a peaceful desert-home setting yet within reach of local conveniences

Nearby schools

2/10
Painted Hills Middle School
Public,6-80.9mi
3/10
Desert Hot Springs High School
Public,9-120.6mi
4/10
Desert Learning Academy
Public,K-1210.6mi

Price History

Date
Event
Price
11/20/25
Listing
$369,999
11/23/21
Sold
$345,000
05/14/19
Sold
$200,000
04/02/12
Sold
$75,000
07/19/11
Sold
$25,000
Condition Rating
Fair

Built in 1971, this property is over 50 years old. While it shows signs of regular maintenance and some updates, the kitchen and bathrooms appear to have been renovated approximately 15-30 years ago, featuring light wood cabinets, speckled granite countertops, and somewhat dated fixtures and appliances (e.g., white dishwasher, older range). The laminate wood flooring throughout the main living areas and bedrooms is a more recent update, and the paint is fresh. The property is functional and move-in ready, but the age of the home and the style of its key renovated areas align with the 'Fair' category, indicating it's aged but maintained, with functional but outdated major components.
Pros & Cons

Pros

High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 9583, living area = 1239.
Favorable Financing: The availability of a 3% FHA assumable loan offers a significant financial advantage to eligible buyers, making homeownership more accessible in the current interest rate environment.
Scenic Views: The property boasts sweeping mountain and desert vistas, providing a picturesque backdrop and enhancing the overall living experience.
Generous Lot Size: Situated on a substantial 9,583 sqft lot, the property offers ample space for privacy, outdoor living, and potential for future enhancements.
Essential Amenities: Equipped with central air conditioning and an attached garage, the home provides crucial comfort and convenience, especially in the desert climate.
Lifestyle Appeal: Located in an area known for its 'resort-town' feel, natural hot mineral springs, and tranquil ambiance, it offers a desirable lifestyle blending relaxation with outdoor recreation.

Cons

Property Age: Built in 1971, the home is over 50 years old, which may imply a need for updates to systems, finishes, or potential deferred maintenance to meet modern standards.
School Ratings: Proximity to schools with lower ratings (e.g., Painted Hills Middle School rated 2, Desert Hot Springs High School rated 3) could be a concern for families prioritizing highly-rated educational institutions.
Local Market Perception: While offering unique charm, the Desert Hot Springs market can sometimes carry a different perception compared to more established Coachella Valley cities, potentially influencing buyer demand or resale value.

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