1110 Monterey Drive, El Cajon, California 92020, El Cajon, 92020 - 3 bed, 1 bath
1110 Monterey Drive
El Cajon, California 92020
Property Price
SUMMARY
Analysis of 1110 Monterey Drive, El Cajon, California 92020 reveals a Prime Investment Opportunity with a current list price of $899,000—significantly undercutting the $930,719 Fair Market Value by 3%. This valuation gap indicates a +$31,719 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the El Cajon Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although originally built in 1952, the property has undergone an extensive recent renovation within the last few years, featuring high-end modern upgrades. Key features include a 19-foot cantina door, quartz countertops, luxury vinyl flooring, and a fully updated spa-style bathroom. The inclusion of smart home technology, new appliances, and updated electrical (50-amp plugs) indicates that all major components meet current quality standards with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 36154, living area = 1176.
- Exceptional Panoramic Views
The property boasts a rare 280-degree panorama of city lights and mountains, highlighted by a 19-foot cantina door that creates a seamless indoor-outdoor living experience.
- Modern Smart Home Upgrades
This move-in ready residence features high-end finishes including quartz countertops, smart color-changing lighting, and dual 50-amp plugs for EV or RV charging.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Limited Bathroom Count
With only one existing bathroom for a three-bedroom home, the current configuration may pose a challenge for families or guests until the planned expansion is completed.
- Compact Interior Living Space
At 1,176 square feet, the interior footprint is relatively small for a three-bedroom home, which may limit furniture layouts and overall indoor spaciousness.
About 1110 Monterey Drive
Possibly the most epic view in all of San Diego, this Mount Merritt retreat offers a breathtaking 280 degree panorama view of city lights and mountains. Slide open the 19-ft cantina door and watch the sunset from your very own private deck. This move in ready home has many modern upgraded including: Quartz countertops, luxury vinyl flooring, Smart color changing lighting throughout the entire house, Spa-style bath, Bluetooth bathroom speaker, Ecobee temperature control, High capacity washer and dryer, 50-amp plugs in garage and outside for EV/RV, New garage door, Secret fireplace mantel, Hunter Douglas sheer shades and much more! With a 2-car garage, massive driveway, space for RV parking, newly landscaped 3/4-acre lot and approved plans for a master bathroom suite, this is a must see. This is a very unique home that makes every day feel like a getaway. Owner took exceptional care of this home and it shows! PLEASE DO NOT STEP ONTO PROPERTY WITHOUT A SCHEDULED SHOWING APPT.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1952
- Lot Size
- 36,154.801 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 1.0 | 2.0 | 10% |
| Square foot | 1,176 | 1,851 | 15% |
| Lot Size | 36,154.801 | 9,205 | 92% |
| Price | $899.0K | $930.0K | 43% |
| Price per sq ft | $764 | $521 | 95% |
| Built year | 1952 | 1964 | 17% |
| HOA | $0 | $0 | 50% |
| Days on market | 7 | 148 | 1% |
Pricing History
Listed for Sale
Feb 28, 2026
$899,000
Initial Listing
Sold
Apr 7, 2023
$812,000
Public Record
Sold
Jan 14, 2022
$600,000
Public Record
Sold
May 1, 1998
$153,000
Public Record
Sold
Feb 4, 1997
$135,000
Public Record