1127 Cleveland Avenue, Santa Rosa, CA 95401, Santa Rosa, 95401 - 2 bed, 2 bath
1127 Cleveland Avenue
Santa Rosa, CA 95401
Property Price
SUMMARY
Analysis of 1127 Cleveland Avenue, Santa Rosa, CA 95401 reveals a Fairly Priced Property with a current list price of $470,000 aligned with the estimated $467,696 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Rosa Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1127 Cleveland Avenue Subject | $470,000* List Price | 2 | 2 | 749 | $624 | - |
A 1759 Eardley Avenue Sold | $539,000 | 2 | 2 | 939 | $574 | 0.6 mi |
B 1747 Eardley Avenue Sold | $530,000 | 2 | 2 | 939 | $564 | 0.6 mi |
C 721 Palomino Drive Sold | $560,000 | 3 | 1 | 914 | $613 | 0.5 mi |
D 709 W 8th Street Sold | $535,000 | 3 | 2 | 1,040 | $514 | 0.6 mi |
E 841 Ripley Street Sold | $519,000 | 2 | 1 | 1,024 | $507 | 0.3 mi |
F 100 Ridgway Avenue Active | $465,000 List Price | 2 | 1 | 746 | $623 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
This 1920s bungalow is move-in ready and demonstrates pride of ownership with well-maintained vintage character. The interior features cohesive hardwood flooring throughout the main living areas and kitchen. While the home is over 100 years old, the kitchen and bathrooms are functional and updated enough for immediate occupancy without requiring major renovations. The property's systems appear well-kept, though the outdoor laundry location is a minor functional drawback typical of the era.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Financing Opportunity
The property features a rare assumable FHA loan with a 2.875% interest rate, providing a significant financial advantage and lower monthly payments compared to current market rates.
- Vintage Architectural Charm
This 1910 bungalow offers timeless appeal with its classic front porch and original hardwood flooring, creating a warm and character-rich living environment.
- Secure and Functional Lot
The gated 4,400 sq ft lot provides enhanced privacy and security, featuring a detached storage shed and ample parking space rarely found in homes of this size.
CONSRISKS & DEFICIENCIES
- Limited Interior Square Footage
At just 749 square feet, the home's compact footprint may be restrictive for buyers needing extra storage, a home office, or room for a growing household.
- Outdoor Laundry Location
The laundry facilities are located outdoors, which presents a convenience drawback during inclement weather compared to homes with interior utility rooms.
About 1127 Cleveland Avenue
Charming 1910 bungalow with gated parking and loan available at 2.875 interest rate. This two-bedroom, one-and-a-half-bath home blends vintage character with everyday functionality on a gated 4,400 sq ft lot. An adorable front porch welcomes you inside, where hardwood floors run through the living room, kitchen, and one bedroom, creating a warm and cohesive feel. The layout features a Jack-and-Jill style full bathroom connecting the bedrooms, plus an additional half bath for convenience. The kitchen offers ample cabinet storage and space for dining, making it both practical and comfortable for daily living. Outside find the gated backyard with detached shed, and an outdoor laundry and storage area, and lots of parking. A unique opportunity for buyers seeking character, outdoor space, and flexibility. An assumable FHA loan with an approximate $409,000 balance and about 25.6 years remaining at a 2.875 interest rate (subject to lender approval) makes this a rare opportunity for future owner!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1920
- Lot Size
- 4,400 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 19% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 749 | 1,388 | 1% |
| Lot Size | 4,400 | 6,695 | 16% |
| Price | $470.0K | $645.0K | 3% |
| Price per sq ft | $628 | $500 | 91% |
| Built year | 1920 | 1976 | 8% |
| HOA | $0 | $0 | 50% |
| Days on market | 85 | 154 | 15% |
Pricing History
Listed for Sale
Feb 28, 2026
$470,000
$475,000
-1% Price Drop
Initial Listing
Price Change
Dec 12, 2025
$475,000
Initial Listing
Sold
Aug 2, 2021
$460,000
Public Record
Sold
Dec 5, 2017
$304,090
Public Record
Sold
Sep 24, 2007
$354,500
Public Record