
San Francisco, CA 94112
This Versatile Multi-Unit Residence is a Strong Value Opportunity, listed at $1,099,000—positioned well below the $1,172,206 Fair Market Value by 6%. This valuation gap offers $73,206 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes a 3-bedroom main level, a 2-bedroom in-law suite, and a separate studio. With four off-street parking spaces and period charm, this property is ideal for Buy-and-Hold Investors or Owner-Occupants seeking rental income potential.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1135 Naples Street Subject | $1,099,000* List Price | 6 | 4 | 2,393 | $490 | - |
A 631 Morse Street Pending | $995,000 List Price | 5 | 3 | 2,123 | $469 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
While the structure dates to 1925, the interior is well-maintained and move-in ready. The bathrooms have been modernized with contemporary tiling and vanities (likely within the last 5-10 years), and the living areas feature well-preserved hardwood floors and period millwork. The kitchen is functional with ample cabinetry, and the inclusion of central heating indicates updated systems compared to the original build age.
The property features a unique layout including a 3-bedroom main level, a 2-bedroom in-law suite, and a separate rear studio, offering exceptional flexibility for multi-generational living or rental income potential.
A rare find in San Francisco, the property provides a one-car garage plus a large driveway that accommodates up to three additional vehicles, totaling four off-street parking spaces.
Built in 1925, the home showcases well-preserved architectural details including original hardwood floors, substantial millwork, built-in cabinetry, and a stately brick fireplace.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2393, other record living area = 1559. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 6, other record bedroom count = 4.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 3062, living area = 2393.
The lower-level in-law suite and separate studio are common in older San Francisco homes but may present challenges regarding permit history and building code compliance for use as formal living quarters.
Welcome to 1135 Naples Street, an exceptional tunnel-entry residence blending timeless San Francisco character with generous proportions and remarkable versatility. The elegant upper level features three bedrooms and one-and-a-half bathrooms, beautifully preserved hardwood floors, abundant natural light, and well-preserved period millwork throughout, including substantial baseboards, window and door casings, built-in cabinetry, and rich wood trim. A gracious living room is anchored by a stately brick fireplace with integrated built-ins, while the formal dining room creates an impressive setting for intimate dinners and larger gatherings. The expansive kitchen offers abundant cabinetry, generous preparation space, a gas range, and refrigerator. At the rear, a light-filled bedroom opens directly to a private balcony with stairs leading to the backyard. The lower level offers a two-bedroom, one-bath in-law suite complete with its own living room and kitchen. A separate rear studio with a private bathroom provides additional flexibility for extended family, guests, a secluded home office, or a creative retreat. Designed for comfortable city living, the home features central heating, washer and dryer in the one-car garage, a convenient side entrance to the garage and lower-level spaces, and an expansive paved driveway accommodating up to three vehiclesan extraordinary San Francisco convenience. The oversized backyard presents an inviting outdoor escape with abundant room for gardening, entertaining, or creating a private urban oasis. Its established planting areas offer an ideal canvas for the avid gardener. Ideally positioned near neighborhood shopping, dining, and everyday conveniences along Geneva Avenue and Mission Street, the property is also close to Geneva Community Garden, Crocker Amazon Playground, and McLaren Park. Nearby Muni service, access to BART, and convenient connections to Highways 280 and 101 provide effortless travel throughout San Francisco and the Peninsula.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 6.0 | 0.0 |
| Baths | 4.0 | 0.0 |
| Square foot | 2,393 | - |
| Lot Size | 3,062 | - |
| Price | $1.10M | $2.02M |
| Price per sq ft | $459 | $1.2K |
| Built year | 1925 | 0 |
| HOA | $0 | $0 |
| Days on market | 6 | 46 |
Jul 16, 2026
$1,099,000
Initial Listing
Feb 4, 2004
$610,000
Public Record