114 Annie Lane, Santa Cruz, California 95062, Santa Cruz, 95062 - 2 bed, 2 bath

114 Annie Lane
Santa Cruz, California 95062
Property Price
SUMMARY
Analysis of 114 Annie Lane, Santa Cruz, California 95062 is currently available with a list price of $995,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 1992, this townhouse is in move-in ready condition with clear evidence of modern updates. The kitchen has been renovated with stainless steel appliances, stone countertops, and updated cabinetry. The interior features contemporary wide-plank flooring, updated light fixtures, and clean, neutral paint throughout. While the structure is over 30 years old, the aesthetic and functional components have been well-maintained and modernized within the last 5 to 15 years, meeting the criteria for a 'good' rating.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Coastal Location
Situated just minutes from the Santa Cruz Harbor and Seabright Beach, and directly across from Frederick Street Park, this home offers an exceptional lifestyle for coastal enthusiasts.
- Versatile Interior Layout
The townhouse features soaring ceilings and a flexible loft space, providing a bright, airy atmosphere and additional room for a home office, studio, or guest retreat.
- Exclusive Gated Community
Located in the highly desirable Marina Green community where homes rarely become available, offering residents a sense of privacy, security, and long-term investment value.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly association fee of $626 is a significant recurring cost that may impact the overall affordability and budget for some prospective buyers.
- Compact Living Area
At 1,159 square feet, the interior space may feel restrictive for families or those requiring larger living quarters at a near-million-dollar price point.
About 114 Annie Lane
Welcome to Marina Green, one of Santa Cruz's most sought-after gated communities, where homes rarely become available. This beautifully positioned 2-bedroom, 2-bath townhouse offers soaring ceilings, abundant natural light, and a versatile loft space that adds flexibility for a home office, creative studio, or guest retreat. The open-concept living and dining area feels bright and expansive, flowing seamlessly onto a sunny deck off the main living space, perfect for morning coffee or evening relaxation. The well-designed layout provides excellent separation between bedrooms and bathrooms, creating both comfort and privacy. In addition to the deck, enjoy a private patio and side yard, ideal for gardening, entertaining, or simply unwinding outdoors. A spacious split two-car garage adds convenience and valuable storage. Located directly across from beautiful Frederick Street Park and just minutes from the Santa Cruz Harbor and Seabright Beach, this home offers easy access to coastal living at its best. With its rare availability, gated setting, and unbeatable location, this Marina Green townhouse presents a unique opportunity to enjoy light-filled living in one of Santa Cruz's most desirable neighborhoods.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1992
- Lot Size
- 1,394 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $626.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.5 | 50% |
| Square foot | 1,159 | 1,159 | 50% |
| Lot Size | 1,394 | 1,350.5 | 50% |
| Price | $995.0K | $885.5K | 75% |
| Price per sq ft | $858 | $840 | 75% |
| Built year | 1992 | 1986 | 75% |
| HOA | $626.0 | $576 | 50% |
| Days on market | 2 | 180 | 25% |
Pricing History
Listed for Sale
Mar 5, 2026
$995,000
Initial Listing
Sold
Jun 8, 2012
$490,000
Public Record








































