1146-1148 N Monroe Street, Stockton, CA 95203, Stockton, 95203 - 4 bed, 2 bath
1146-1148 N Monroe Street
Stockton, CA 95203
Property Price
SUMMARY
Analysis of 1146-1148 N Monroe Street, Stockton, CA 95203 is currently available with a list price of $468,888. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Stockton Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1947, this duplex is a well-maintained but aged property. While the units are functional and currently tenant-occupied, the interior finishes, including the kitchens and bathrooms, show signs of being outdated with older cabinetry and standard appliances. There is no evidence of a recent comprehensive renovation within the last 5-10 years, placing it in the 'fair' category where systems are functional but the aesthetic and infrastructure reflect the property's significant age.
PROSSTRENGTHS & OPPORTUNITIES
- Immediate Cash Flow
Both units are currently tenant-occupied, providing an investor with immediate rental income and eliminating the initial vacancy period typically associated with new acquisitions.
- Prime Central Location
The property is ideally situated near the Miracle Mile and University of the Pacific, a high-demand area known for strong rental appeal and proximity to dining, shopping, and major commuter routes.
- Investment Versatility
The duplex configuration offers flexibility for a variety of buyers, including pure investors seeking a solid asset or owner-occupants looking to 'house hack' by living in one unit while renting the other.
CONSRISKS & DEFICIENCIES
- Aging Infrastructure
Constructed in 1947, the property may require more frequent maintenance or capital expenditures to update older systems and ensure long-term structural efficiency.
- Occupancy Constraints
Being fully tenant-occupied can complicate immediate plans for major renovations or owner-occupancy, as any changes must be coordinated with existing lease terms and tenant rights.
About 1146-1148 N Monroe Street
Excellent opportunity to own a well-located duplex at 1146-1148 N Monroe St., Stockton ideal for investors. This property features two separate units, both tenant-occupied generating immediate income. The layout provides privacy between units and strong long-term rental appeal. Located in a central Stockton neighborhood, the property is close to schools, parks, shopping, dining, Miracle Mile, University of the Pacific and public transportation, with convenient access to Highway 99, I-5, and major commuter routes. This location continues to attract consistent tenant demand due to its accessibility and affordability relative to surrounding markets. Whether you're looking to live in one unit and rent the other, or add a solid cash-flowing asset to your portfolio, this duplex offers a rare blend of income, flexibility, and upside potential. Don't miss this opportunity to secure a multi-unit property in a high-demand rental market.
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 1947
- Lot Size
- 5,001 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 57% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,664 | 800 | 71% |
| Lot Size | 5,001 | 5,101 | 43% |
| Price | $468.9K | $510.0K | 43% |
| Price per sq ft | $282 | $282 | 50% |
| Built year | 1947 | 1915 | 86% |
| HOA | $0 | $0 | 50% |
| Days on market | 29 | 169 | 14% |
Pricing History
Listed for Sale
Feb 6, 2026
$468,888
Initial Listing