1150 J 102, San Diego, California 92101, San Diego, 92101 - 1 bed, 2 bath
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San Diego, California 92101
This Modern Two-Story Urban Residence is a Prime Investment Opportunity with a List Price of $825,000—positioned well below the $850,199 Fair Market Value by 2%. This valuation gap provides $25,199 in Instant Equity. Boasting an Excellent Condition Rating, the 1,414 sq. ft. home features a Chef’s Kitchen with Bosch Appliances, vaulted ceilings, and full smart-home integration. A rare Assumable VA Loan at a 2% interest rate offers unmatched monthly savings. This unique asset is perfectly suited for Urban Professionals or Refined Downtown Buyers seeking scale and financial advantage.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1150 J 102 Subject | $825,000* List Price | 1 | 2 | 1,414 | $601 | - |
A 235 Market St 301 Sold | $757,000 | 2 | 2 | 1,308 | $579 | 0.5 mi |
B 325 7th Avenue 1001 Sold | $825,000 | 2 | 2 | 1,129 | $731 | 0.2 mi |
C 1050 Island Ave 418 Sold | $910,000 | 2 | 2 | 1,364 | $667 | 0.1 mi |
D 321 10th Avenue Sold | $799,000 | 2 | 3 | 1,338 | $597 | 0.1 mi |
E 1480 Broadway Sold | $634,900 | 3 | 2 | 1,338 | $475 | 0.4 mi |
F 1050 Island Ave 405 Sold | $765,000 | 1 | 2 | 1,283 | $596 | 0.1 mi |
G 1150 J Street 116 Active | $835,000 List Price | 2 | 2 | 1,394 | $599 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 2005, the property has undergone extensive recent renovations that meet modern quality standards. It features a chef's kitchen with high-end Bosch stainless steel appliances and granite countertops, luxury vinyl plank flooring throughout, and updated modern light fixtures. The home is fully smart-enabled and shows no signs of deferred maintenance, presenting in like-new condition.
At 1,414 sq. ft., this is the largest and lowest-priced two-story residence in downtown San Diego, offering a rare combination of expansive living space and competitive pricing.
The availability of an assumable VA loan with an interest rate in the low 2% range provides a massive financial advantage and significant monthly savings for eligible buyers.
The home features high-end Bosch appliances, vaulted ceilings, and a fully integrated smart-home system with voice control and mesh networking, catering to a modern, tech-savvy lifestyle.
Despite the generous square footage, the unit only contains one bedroom, which may limit its appeal to a narrower demographic of buyers compared to multi-bedroom units.
The inclusion of only one assigned garage parking space may be a drawback for a residence of this size in a high-density urban area where additional parking is difficult to secure.
Ask me about the Assumable VA loan on this home with an interest rate in the low 2s. At 1,414 sq. ft. this is the lowest priced and largest 2-story home in all of downtown. Blocks away from Petco Park and surrounded by the best restaurants, bars, and nightlife in all of San Diego. In Unit Washer/Dryer, 1 assigned garage parking space, private storage locker, and a fully equipped gym within the building. High-end finishes and upgrades include luxury vinyl plank flooring, a chef’s kitchen with granite countertops and Bosch stainless steel appliances, vaulted living room ceilings, a dedicated office nook, and custom built-in cabinetry. Bright with tons of natural light since both levels have large windows and also lots of recessed lighting. Designed for modern living, this home is fully smart-enabled with voice control, smart lighting, dual wireless mesh routers, and seamless connectivity throughout. With an Assumable VA loan available, or the ability to purchase the home Cash, VA, Conventional, or FHA, this condo is the perfect home for the refined and savvy downtown Buyer.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 41% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,414 | 1,118 | 79% |
| Lot Size | 30,057 | - | 75% |
| Price | $825.0K | $758.5K | 57% |
| Price per sq ft | $583 | $696 | 20% |
| Built year | 2005 | 2004 | 51% |
| HOA | $696.38 | $896 | 25% |
| Days on market | 20 | 154 | 8% |
Apr 2, 2026
$825,000
Initial Listing
Oct 27, 2021
$726,000
Public Record
Jan 9, 2019
$499,000
Public Record
Aug 9, 2007
$570,000
Public Record
May 8, 2006
$570,000
Public Record
Aug 23, 2005
$500,000
Public Record