1150 J St 102, San Diego, California 92101, San Diego, 92101 - 1 bed, 2 bath

1150 J St 102
San Diego, California 92101
Property Price
SUMMARY
Analysis of 1150 J St 102, San Diego, California 92101 is currently available with a list price of $869,698. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Built in 2005, this property has undergone extensive, high-end renovations and upgrades, including luxury vinyl plank flooring, a chef's kitchen with Bosch stainless steel appliances and granite countertops, and modern, updated bathrooms. The smart home technology and custom home theater further enhance its 'virtually new' condition, meeting current quality standards with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Luxury Upgrades & Finishes
The property boasts high-end finishes, luxury vinyl plank flooring, a chef’s kitchen with granite countertops and Bosch stainless steel appliances, and custom built-in cabinetry, offering a premium living experience.
- Exceptional Privacy & Unique Layout
This rare two-story loft provides exceptional privacy with only one shared wall, a significant advantage for condominium living in a downtown setting.
- Integrated Home Theater System
A nearly $20,000 custom surround-sound home theater with a 120” screen offers an unparalleled cinematic experience, adding unique entertainment value.
CONSRISKS & DEFICIENCIES
- High Monthly Association Fee
The monthly association fee of $696.38 is substantial and will add significantly to the overall cost of ownership, potentially impacting affordability for some buyers.
- Loft-Style Living (Potential for Limited Traditional Privacy)
While private from neighbors, the two-story loft design typically features an open concept for the bedroom area, which may not appeal to buyers seeking traditional, fully enclosed private bedrooms.
- Lack of Private Outdoor Space
The unit does not appear to have a private balcony or patio, which can be a desired feature for downtown residents seeking personal outdoor relaxation space, despite the building's shared patio.
About 1150 J St 102
Experience true luxury in this rare two-story loft located in one of the most coveted pockets of Downtown, San Diego. At 1,414 sq. ft., boasting high-end finishes and upgrades, and having exceptional privacy (only one shared wall), opportunities like this home are unheard of. The showstopper? A nearly $20,000 custom surround-sound home theater, paired with a 120” screen for a cinematic experience that rivals a movie theatre. Whether you’re hosting or unwinding, this space delivers. Designed for modern living, the home is fully smart-enabled with voice control, smart lighting, dual wireless mesh routers, and seamless connectivity throughout. Additional upgrades include luxury vinyl plank flooring, a chef’s kitchen with granite countertops and Bosch stainless steel appliances, vaulted living room ceilings, a dedicated office nook, and custom built-in cabinetry. In-unit washer/dryer included. Tons of natural light since both levels have large windows and also lots of recessed lighting. Building amenities elevate the lifestyle with a large fitness center, patio, recreation room, and nighttime security. The home also includes one secured garage parking space plus a private storage locker. With a Loan Assumption available or the ability to purchase the home Cash, VA, Conventional, or FHA, this condo is the perfect home for the refined and savvy downtown Buyer.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2005
- Lot Size
- 30,057 Sq. Ft.
Interior
- Total Bedrooms
- 1
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $696.38 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 43% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,414 | 1,101 | 81% |
| Lot Size | 30,057 | - | 74% |
| Price | $869.7K | $739.0K | 66% |
| Price per sq ft | $615 | $695 | 25% |
| Built year | 2005 | 2004 | 50% |
| HOA | $696.38 | $828 | 32% |
| Days on market | 43 | 180 | 7% |
Pricing History
Listed for Sale
Jan 23, 2026
$869,698
Initial Listing
Sold
Oct 27, 2021
$726,000
Public Record
Sold
Jan 9, 2019
$499,000
Public Record
Sold
Aug 9, 2007
$570,000
Public Record
Sold
May 8, 2006
$570,000
Public Record
Sold
Aug 23, 2005
$500,000
Public Record








































