
Santa Cruz, California 95065
This Modern Dual-Suite Residence is a Strong Value Opportunity, listed at $1,065,000—positioned well below the $1,135,355 Fair Market Value by 6%. This valuation gap provides $70,355 in Instant Equity for the incoming buyer. Maintaining a Good Condition Rating, the 2005-built home features a Granite Kitchen, Hardwood Floors, and a Private Backyard Patio with a versatile outbuilding. Located in Santa Cruz’s desirable Midtown "banana belt," it offers high walkability and coastal lifestyle perks. This is an ideal acquisition for Owner-Occupants seeking a turnkey sanctuary or Buy-and-Hold Investors looking for a low-maintenance asset in a premium location.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 116 Goss Court Subject | $1,065,000* List Price | 2 | 3 | 1,132 | $1,003 | - |
A 111 Elk Street Sold | $975,000 | 2 | 1 | 974 | $1,001 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 2005, this home is approximately 20 years old and appears exceptionally well-maintained and move-in ready. The kitchen features functional granite countertops and stainless steel appliances, while the interior boasts hardwood floors and double-pane windows. The systems and overall condition align with the 'Good' criteria as a functional, cared-for residence.
Built in 2005, the home features two in-suite bedrooms and tall ceilings on the lower level, offering a contemporary and functional floor plan that maximizes its interior volume.
Situated in Santa Cruz's desirable 'banana belt,' the property offers excellent weather and high walkability/bikeability to local shops, parks, and restaurants with easy Highway 1 access.
Located in a quiet 8-home community, the property includes a private backyard with a versatile 6x8 outbuilding, perfect for a hobby space, playhouse, or garden retreat.
With only two bedrooms and 1,132 square feet of living space, the home may feel restrictive for larger families or those requiring a dedicated, separate home office.
The $200 monthly association fee adds to the recurring carrying costs and implies shared governance within the small private enclave, which may limit some owner autonomy.
Fall in love the moment you arrive at this nicely designed and lovingly maintained home, tucked within the charming Goss Street Cottages, a private enclave of eight single-family homes offering a rare blend of privacy and a close-knit community feel. Step inside to a light-filled interior with thoughtful features throughout, including two in-suite bedrooms, inside laundry, hardwood floors, granite countertops, stainless steel appliances, and double-pane windows, all combining comfort, style, and functionality in a move-in-ready package. This home lives larger than expected, with tall ceilings on the lower level creating an open and airy sense of space that enhances everyday living. Step outside to a private backyard retreat, where you can enjoy the area's coveted banana belt weather, host gatherings on the patio, or make use of the 6X8 outbuilding as a playhouse, garden or hobby space. This prime Midtown location provides easy access to Highway 1, nearby schools, and an abundance of parks, trails, shops, and restaurants, all just a short walk or bike ride away. Thoughtfully designed for easy, carefree living, this home frees up your time to fully enjoy the best of the Santa Cruz lifestyle. A wonderful place to call home in a location and a neighborhood that truly delivers.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 25% |
| Baths | 3.0 | 2.0 | 58% |
| Square foot | 1,132 | 1,695 | 25% |
| Lot Size | 4,617 | 8,255 | 8% |
| Price | $1.06M | $1.40M | 25% |
| Price per sq ft | $941 | $911 | 58% |
| Built year | 2005 | 1974 | 83% |
| HOA | $200.0 | $0 | 83% |
| Days on market | 20 | 114 | 8% |
Apr 2, 2026
$1,065,000
Initial Listing
Mar 2, 2007
$680,000
Public Record