1160 Mission Street, San Francisco, CA 94103, San Francisco, 94103 - 2 bed, 2 bath
1160 Mission Street
San Francisco, CA 94103
Property Price
SUMMARY
Analysis of 1160 Mission Street, San Francisco, CA 94103 is currently available with a list price of $421,592. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 2008, this property is approximately 18 years old, placing it squarely within the 'good' condition category (10-20 years). The unit is move-in ready and features modern finishes consistent with mid-2000s urban construction, including stainless steel kitchen appliances, stone countertops, and contemporary cabinetry. The bathrooms and flooring appear well-maintained with minimal wear and tear, and there is no evidence of deferred maintenance or the need for immediate renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Exceptional Affordability
Priced at $421,592 for a 2-bedroom, 2-bathroom unit, this property offers a rare opportunity to own a home in San Francisco significantly below the standard market value.
- Modern Construction and Scale
Built in 2008, the unit features a spacious 1,131-square-foot layout, providing a contemporary living environment that is larger than many typical city condominiums.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1131, other record living area = 1199.
- Strict Eligibility and Resale Controls
As a Below Market Rate (BMR) unit, buyers must meet specific income limits and first-time homebuyer requirements, and the property is subject to long-term resale price restrictions.
- High Monthly Carrying Costs
The association fee of $1,297 per month is notably high, which may impact the overall monthly affordability for eligible low-to-moderate income buyers.
About 1160 Mission Street
2-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 2 people = $124,700; 3 = $140,250; 4 = $155,850, 5 = $168,300; etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 1/29/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 2/27/2026 at 5:00 PM.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2008
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1297 / Month
Neighborhood Insights
San Francisco Unified Schools
Tenderloin Community
Grades K-5 • 0.5 mi
Redding Elementary School
Grades K-5 • 0.8 mi
Muir (John) Elementary School
Grades K-5 • 1.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 1.0 | 51% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,131 | 984 | 61% |
| Lot Size | - | 7,776 | 15% |
| Price | $421.6K | $849.1K | 8% |
| Price per sq ft | $373 | $818 | 8% |
| Built year | 2008 | 2003 | 54% |
| HOA | $1297 | $746 | 81% |
| Days on market | 36 | 218 | 2% |
Pricing History
Listed for Sale
Jan 30, 2026
$421,592
Initial Listing