1165 Whitewater 1165, Santa Cruz, California 95062, Santa Cruz, 95062 - 2 bed, 1 bath

1165 Whitewater 1165
Santa Cruz, California 95062
Property Price
SUMMARY
Analysis of 1165 Whitewater 1165, Santa Cruz, California 95062 is currently available with a list price of $749,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready with fresh interior paint and a well-maintained appearance. Although built in 1983, the home features updated flooring and a clean, functional kitchen and bathroom. It meets the criteria for a well-kept residence where major systems are functional and no immediate renovations are required.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Coastal Location
Ideally situated in the heart of Santa Cruz, this property offers exceptional proximity to beaches, the yacht harbor, and popular local farmers' markets, ensuring a high-demand coastal lifestyle.
- Move-In Ready Condition
The home features fresh interior paint and a light, bright atmosphere, providing a turnkey opportunity for buyers looking to avoid immediate renovation costs.
- Private Outdoor Amenities
A spacious private patio with raised garden beds and serene mountain views offers a rare outdoor retreat that enhances the living space beyond the interior square footage.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 987, other record living area = 937.
- Limited Bathroom Count
With only one bathroom serving two bedrooms, the layout may be a significant drawback for families or those who frequently host guests.
- Compact Square Footage
At under 1,000 square feet, the interior living space is relatively small, which may feel restrictive for buyers accustomed to more modern, expansive floor plans.
About 1165 Whitewater 1165
Charming two-bedroom, one-bath townhome nestled in a small, friendly complex in the heart of Santa Cruz. Ideally located near beaches, parks, shopping, the yacht harbor, and one of the best farmers' markets, this home offers the perfect blend of convenience and coastal living. Light and bright throughout, this move-in-ready home features fresh interior paint, an inviting layout with bedrooms and bath upstairs, and a spacious private patio ideal for outdoor dining and relaxation. You will love the mountain views here out of the windows, so serene! Enjoy raised garden beds in your own yard and in the beautifully maintained common area. Low HOA dues include water, sewer, and garbage collection, plus lush, park-like landscaping. A convenient carport and a potential guest parking space enhance convenience. Close to the pedestrian bridge, providing easy access to Jose Park and a nice green belt walk. A wonderful opportunity to enjoy comfortable living in a prime Santa Cruz location.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1983
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $515.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 1.0 | 2.0 | 50% |
| Square foot | 987 | 1,073 | 50% |
| Lot Size | - | 1,263.5 | 25% |
| Price | $749.0K | $810.0K | 25% |
| Price per sq ft | $759 | $792 | 50% |
| Built year | 1983 | 1986 | 25% |
| HOA | $515.0 | $520 | 50% |
| Days on market | 21 | 180 | 25% |
Pricing History
Listed for Sale
Feb 14, 2026
$749,000
Initial Listing
Sold
Jun 25, 1996
$131,000
Public Record



















