1165 Whitewater 1165, Santa Cruz, California 95062, Santa Cruz, 95062 - 2 bed, 1 bath

1165 Whitewater 1165, Santa Cruz, California 95062 home-pic-0

1165 Whitewater 1165

Santa Cruz, California 95062

ACTIVE UNDER CONTRACT
CONDITION: GOOD
2Beds
1Baths
987Sq Ft
Lot Size

Property Price

LIST PRICE$749,000

SUMMARY

Analysis of 1165 Whitewater 1165, Santa Cruz, California 95062 is currently available with a list price of $749,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready with fresh interior paint and a well-maintained appearance. Although built in 1983, the home features updated flooring and a clean, functional kitchen and bathroom. It meets the criteria for a well-kept residence where major systems are functional and no immediate renovations are required.

PROSSTRENGTHS & OPPORTUNITIES

  • Prime Coastal Location

    Ideally situated in the heart of Santa Cruz, this property offers exceptional proximity to beaches, the yacht harbor, and popular local farmers' markets, ensuring a high-demand coastal lifestyle.

  • Move-In Ready Condition

    The home features fresh interior paint and a light, bright atmosphere, providing a turnkey opportunity for buyers looking to avoid immediate renovation costs.

  • Private Outdoor Amenities

    A spacious private patio with raised garden beds and serene mountain views offers a rare outdoor retreat that enhances the living space beyond the interior square footage.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Living area discrepancy between mls listing and other public or private record. mls listing living area = 987, other record living area = 937.

  • Limited Bathroom Count

    With only one bathroom serving two bedrooms, the layout may be a significant drawback for families or those who frequently host guests.

  • Compact Square Footage

    At under 1,000 square feet, the interior living space is relatively small, which may feel restrictive for buyers accustomed to more modern, expansive floor plans.

About 1165 Whitewater 1165

Charming two-bedroom, one-bath townhome nestled in a small, friendly complex in the heart of Santa Cruz. Ideally located near beaches, parks, shopping, the yacht harbor, and one of the best farmers' markets, this home offers the perfect blend of convenience and coastal living. Light and bright throughout, this move-in-ready home features fresh interior paint, an inviting layout with bedrooms and bath upstairs, and a spacious private patio ideal for outdoor dining and relaxation. You will love the mountain views here out of the windows, so serene! Enjoy raised garden beds in your own yard and in the beautifully maintained common area. Low HOA dues include water, sewer, and garbage collection, plus lush, park-like landscaping. A convenient carport and a potential guest parking space enhance convenience. Close to the pedestrian bridge, providing easy access to Jose Park and a nice green belt walk. A wonderful opportunity to enjoy comfortable living in a prime Santa Cruz location.

Property Details

Public Facts

Property Type
Townhouse
Year Built
1983
Lot Size
-

Interior

Total Bedrooms
2
Total Bathrooms
1 (1 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$515.0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds2.02.0
50%
Baths1.02.0
50%
Square foot9871,073
50%
Lot Size-1,263.5
25%
Price$749.0K$810.0K
25%
Price per sq ft$759$792
50%
Built year19831986
25%
HOA$515.0$520
50%
Days on market21180
25%

Pricing History

Listed for Sale

Feb 14, 2026

$749,000

Initial Listing

Sold

Jun 25, 1996

$131,000

Public Record

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