
Rancho Cordova, CA 95742
This Move-in Ready Single Family Residence is a Strong Value Opportunity, listed at $575,000—positioned well above the $561,830 Fair Market Value by -2%. Featuring a Good Condition Rating, the home offers modern updates including a granite kitchen and refreshed flooring. With a rare assumable 2.875% FHA loan and a 3-car tandem garage, this property provides significant long-term financial advantages. Located near top-rated schools like Pleasant Grove High, it is an ideal acquisition for Owner-Occupants or first-time buyers seeking a turnkey lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 11738 Arete Way Subject 4 bd · 3 ba · 2,240 sqft · $251 | $575,000* List Price | 4 | 3 | 2,240 | $251 | - |
A 11737 Brook Valley Way Sold 5 bd · 3 ba · 2,291 sqft · $260 · 0.8 mi | $595,000 | 5 | 3 | 2,291 | $260 | 0.8 mi |
B 11724 Brook Valley Way Sold 3 bd · 2 ba · 1,686 sqft · $278 · 0.9 mi | $469,440 | 3 | 2 | 1,686 | $278 | 0.9 mi |
C 4243 Privas Way Sold 3 bd · 2 ba · 2,300 sqft · $273 · 0.7 mi | $627,500 | 3 | 2 | 2,300 | $273 | 0.7 mi |
D 12065 Agen Circle Sold 4 bd · 4 ba · 1,796 sqft · $303 · 1.0 mi | $545,000 | 4 | 4 | 1,796 | $303 | 1.0 mi |
E 4135 Pylos Way Sold 4 bd · 3 ba · 2,711 sqft · $221 · 0.6 mi | $600,000 | 4 | 3 | 2,711 | $221 | 0.6 mi |
F 11704 Village Pond Way Sold 3 bd · 2 ba · 1,686 sqft · $261 · 0.8 mi | $440,000 | 3 | 2 | 1,686 | $261 | 0.8 mi |
G 11739 Kouros Way Active 4 bd · 3 ba · 2,240 sqft · $301 · 0.0 mi | $675,000 List Price | 4 | 3 | 2,240 | $301 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 2006 (18 years old) and featuring kitchen and flooring updates completed within the last 7 years, this property aligns with the 'Good' criteria. The home is move-in ready with functional systems, modern granite countertops, and well-maintained interior and exterior spaces.
High School: Pleasant Grove High School (9/10).
The property features an assumable FHA loan at a 2.875% interest rate, offering qualified buyers significant long-term savings compared to current market financing.
With kitchen and flooring renovations completed within the last seven years, the home offers a move-in-ready, contemporary aesthetic that appeals to modern buyers.
The 4,761 sqft lot is relatively compact for a home of this size, which may limit outdoor recreational space and privacy compared to larger suburban parcels.
While the elementary school is nearby, the assigned middle and high schools are located nearly 10 miles away, which may be a logistical drawback for families with older children.
Move-in ready home in Rancho Cordova with a rare financing opportunity: the existing FHA loan is assumable at a 2.875% interest rate (subject to lender approval and buyer qualification), which may provide significant savings compared to current market rates. Inside, the kitchen and flooring were updated within the last seven years, offering a fresh, modern feel throughout the main living areas. The 4-bedroom, 2.5-bath layout provides comfortable, functional living space. Step outside to a landscaped, low-maintenance backyard designed for easy enjoyment and minimal upkeep. A 3-car tandem garage adds flexible room for vehicles, storage, or a workshop. Conveniently located near shopping, dining, parks, and major commute routes.
No exterior & parking available.
Grades K-6 • 0.8 mi
Grades K-6 • 13.8 mi
Grades 7-8 • 9.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 2.3 |
| Square foot | 2,240 | 1,813.848 |
| Lot Size | 4,761 | 6,404.066 |
| Price | $575.0K | $555.6K |
| Price per sq ft | $257 | $305 |
| Built year | 2006 | 2012 |
| HOA | $115 | $83 |
| Days on market | 43 | 60 |
Sep 11, 2026
$575,000
Initial Listing
Apr 10, 2017
$385,000
Public Record
Oct 9, 2015
$340,000
Public Record
Jun 25, 2009
$264,500
Public Record
Dec 29, 2005
$431,000
Public Record