
San Diego, California 92128
This Single-Level End-Unit Condominium represents a High-Potential Investment Opportunity, listed at $799,000—positioned well above the $714,998 Fair Market Value by -11%. While the price reflects a premium, the property offers a Condition Rating of 4, featuring vaulted ceilings and a private patio within the amenity-rich Rancho Bernardo Racquet Club. With access to Top-Rated Schools like Del Norte High (10/10) and Stone Ranch Elementary (9/10), this home is an ideal acquisition for Owner-Occupants or lifestyle-focused buyers seeking a turnkey, well-located residence.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 11872 Bernardo Terrace A Subject | $799,000* List Price | 3 | 2 | 1,418 | $504 | - |
A 11864 Bernardo Terrance Sold | $624,088 | 3 | 2 | 1,468 | $425 | 0.0 mi |
B 11872 Bernardo Ter E Sold | $766,700 | 3 | 2 | 1,418 | $541 | 0.0 mi |
C 17523 Fairlie Road Sold | $679,000 | 3 | 2 | 1,599 | $425 | 0.2 mi |
D 17423 Carnton Way Sold | $770,000 | 2 | 2 | 1,404 | $548 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1980 (44 years old), the property is well-maintained and functional but exceeds the 20-year age threshold for a 'Good' rating without evidence of a recent full-scale renovation. While it features cosmetic updates like plantation shutters and clean flooring, the kitchen and bathrooms are described as functional rather than modern, indicating the home is dated and will eventually require minor repairs or modernization of systems.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
As a rare single-level end-unit, this home offers enhanced privacy, vaulted ceilings, and superior natural light compared to standard units, creating a bright and airy living environment.
The property is ideally situated within walking distance to Barons Market, local restaurants, and the library, offering a highly convenient lifestyle in the heart of Rancho Bernardo.
The monthly HOA fee of $660 is a significant recurring expense that may impact the overall affordability and appeal for budget-conscious buyers.
Built in 1980, the property features some older aesthetic elements like stained-glass accents and original cabinetry layouts that may require additional investment for modern updates.
Set within the Rancho Bernardo Racquet Club community of San Diego, 11872 Bernardo Terrace Unit A is a single-level 3-bedroom, 2-bathroom home offering 1,481 square feet end-unit surrounded by mature landscaping and additional greenbelt space. Vaulted ceilings, abundant natural light, and a spacious patio create an easy indoor-outdoor lifestyle with a sense of comfort and privacy throughout. The living room is filled with warmth and character, featuring dramatic vaulted ceilings, a stained-glass accent window, plantation shutters, and a white-painted brick fireplace that creates a natural focal point for the space. Large sliding glass doors connect the dining area to the private patio, creating a seamless flow for entertaining or quiet mornings surrounded by greenery. The kitchen offers generous cabinetry, a functional layout, and a breakfast bar that opens to the main living spaces, while an adjacent built-in workspace adds flexibility for remote work, hobbies, or daily organization. The primary suite feels bright and peaceful with large windows and a spacious layout, while the secondary bedrooms provide flexibility for guests, office space, or additional living needs. Residents of Rancho Bernardo Racquet Club enjoy access to a community pool, spa, tennis and racquet courts, clubhouse, and beautifully maintained grounds, all within walking distance to Barons Market, coffee shops, restaurants, shopping, the library, and other everyday conveniences.
No exterior & parking available.
Grades K-5 • 0.6 mi
Grades K-5 • 1.6 mi
Grades K-5 • 1.7 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 76% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,418 | 1,225 | 78% |
| Lot Size | 169,846 | - | 74% |
| Price | $799.0K | $644.0K | 85% |
| Price per sq ft | $563 | $534 | 56% |
| Built year | 1980 | 1985 | 38% |
| HOA | $660.0 | $515 | 82% |
| Days on market | 19 | 135 | 5% |
May 26, 2026
$799,000
Initial Listing
Nov 15, 1996
$122,000
Public Record