120 Island Avenue 447, San Diego, California 92101, San Diego, 92101 - 0 bed, 1 bath
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San Diego, California 92101
This Turnkey Loft-Style Condo is a Strong Value Opportunity, listed at $499,999—positioned above the $459,912 Fair Market Value. While priced slightly above market, the property features a Mint Condition Rating following a full high-end remodel, including a Designer Kitchen and Luxury Vinyl Plank Flooring. Residents enjoy Stunning City Views and resort-style amenities in the heart of downtown. With seller-offered interest rate buy-downs, this property provides a sophisticated, stress-free lifestyle for Urban Professionals or first-time buyers seeking a move-in ready downtown sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 120 Island Avenue 447 Subject | $499,999* List Price | 0 | 1 | 626 | $735 | - |
A 330 J Street 611 Sold | $525,000 | 2 | 2 | 836 | $628 | 0.1 mi |
B 330 J Street 612 Sold | $365,000 | 1 | 1 | 623 | $586 | 0.1 mi |
C 875 G Street 507 Sold | $460,000 | 1 | 1 | 735 | $626 | 0.4 mi |
D 450 J Street 3151 Sold | $457,000 | 1 | 1 | 777 | $588 | 0.2 mi |
E 427 9th Ave 704 Sold | $625,000 | 1 | 1 | 871 | $718 | 0.4 mi |
F 620 State St 317 Sold | $535,000 | 1 | 1 | 735 | $728 | 0.2 mi |
G 427 9th Ave 504 Sold | $570,000 | 1 | 1 | 871 | $654 | 0.4 mi |
H 620 State St 115 Sold | $539,000 | 1 | 1 | 735 | $733 | 0.2 mi |
I 525 11th Avenue 1306 Pending | $499,000 List Price | 1 | 1 | 754 | $662 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 2002, the property has undergone a full high-end remodel within the last 5 years. The designer kitchen features new shaker cabinetry, quartz countertops, and stainless steel appliances. With new luxury vinyl plank flooring and a fully remodeled bathroom, the unit is in mint condition with no maintenance required.
This top-floor unit is fully remodeled with luxury vinyl plank flooring, quartz countertops, and a designer kitchen, offering a contemporary, move-in-ready aesthetic.
The seller is offering significant credits to buy down interest rates to as low as 4.99%, greatly enhancing affordability and reducing monthly payments for qualified buyers.
Soaring ceilings and oversized windows provide an abundance of natural light and impressive city views, creating a sense of volume that exceeds the actual square footage.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =59241, other record lot size in square feet = 59324.
At 626 square feet, the compact loft-style layout may be restrictive for buyers requiring a traditional separate bedroom or additional storage space.
The $576 monthly association fee is relatively high for a studio-sized unit, which may impact the debt-to-income ratio for some prospective buyers.
*SELLER MOTIVATED! BUYER INCENTIVES AVAILABLE!* Seller is offering buyer credits that may be used toward an interest rate buy-down, potentially resulting in rates as low as *4.99%* for qualified buyers, or toward closing costs (subject to lender approval). Contact the listing agent for details and available financing options. Experience modern downtown San Diego living in this fully remodeled, top-floor loft-style condo located in the highly sought-after Atria community! Soaring ceilings and oversized windows fill the home with natural light while showcasing stunning city views. The designer kitchen features white shaker cabinetry, quartz countertops, stainless steel appliances, and a sleek contemporary finish. Luxury vinyl plank flooring flows throughout the open-concept layout, complemented by a beautifully remodeled bathroom and convenient in-unit washer and dryer hookups. Enjoy resort-style amenities including a fully equipped fitness center, BBQ area, recreation room, and one assigned underground parking space all in the heart of downtown, just moments from restaurants, shopping, dining, and entertainment.
No exterior & parking available.
Grades K-5 • 0.9 mi
Grades K-5 • 1.1 mi
Grades K-8 • 1.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 0.0 | 2.0 |
| Baths | 1.0 | 2.0 |
| Square foot | 626 | 999 |
| Lot Size | 59,241.602 | 84,697.5 |
| Price | $500.0K | $604.2K |
| Price per sq ft | $799 | $618 |
| Built year | 2002 | 1985 |
| HOA | $576.0 | $500 |
| Days on market | 20 | 53 |
Jul 2, 2026
$499,999
Initial Listing
Jun 21, 2024
$29,500
Public Record
Jun 14, 2024
$387,500
Public Record
Feb 8, 2013
$270,000
Public Record
Jan 12, 2007
$331,500
Public Record