
El Cajon, California 92019
This Turnkey Condominium represents a Strong Value Opportunity, listed at $489,000—positioned well above the $468,810 Fair Market Value. While priced slightly above market, the property features an upgraded kitchen and bathroom, newer flooring, and a Condition Rating of 3, ensuring a move-in ready experience. Residents enjoy resort-style amenities including pools and tennis courts, plus proximity to highly-rated schools like Valhalla High. With a unique low-interest loan assumption opportunity, this is an ideal acquisition for first-time buyers or owner-occupants seeking a stable, lifestyle-focused residence.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12038 Calle De Leon 68 Subject | $489,000* List Price | 1 | 1 | 886 | $529 | - |
A 12032 Calle De Medio 167 Sold | $455,000 | 2 | 1 | 913 | $498 | 0.1 mi |
B 11452 Via Rancho San Diego 197 Sold | $510,000 | 2 | 2 | 904 | $564 | 0.5 mi |
C 12039 Calle De Leon Drive 24 Sold | $510,000 | 2 | 2 | 1,071 | $476 | 0.0 mi |
D 12191 Cuyamaca College Dr E 113 Sold | $350,000 | 1 | 1 | 664 | $527 | 1.0 mi |
E 11586 Fury Ln 133 Sold | $525,000 | 2 | 2 | 970 | $541 | 0.9 mi |
F 11438 Via Rancho San Diego 141 Sold | $460,000 | 2 | 2 | 861 | $534 | 0.6 mi |
G 12010 Calle De Montana 301 Active | $489,000 List Price | 2 | 1 | 913 | $536 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1991 (33 years old), but the property features an upgraded kitchen and bathroom, newer flooring, and wood shutters. The interior appears well-maintained and move-in ready, aligning with the criteria for a property renovated within the last 5-15 years.
The potential for a buyer to assume the seller’s existing low-interest loan offers a significant competitive advantage and long-term cost savings in the current interest rate environment.
The unit features vaulted ceilings, skylights, and upgraded kitchen and bathrooms, providing a contemporary, move-in-ready aesthetic that maximizes the 886 square feet of living space.
Located in Rancho Villas, the property offers resort-style living with access to pools, tennis courts, and a gym, complemented by proximity to highly-rated schools like Valhalla High.
With only one bedroom and one bathroom, the property’s marketability is restricted to individuals or couples, excluding larger households or those needing a guest room.
The $402 monthly association fee represents a significant recurring expense that buyers must factor into their debt-to-income ratio and overall monthly budget.
Welcome home to this light-filled Rancho Villas residence offering comfort, convenience, and resort-style living. Vaulted ceilings and skylight create an open, airy atmosphere, while the upgraded kitchen and bathroom, newer flooring, wood shutters, and spacious bedroom provide a move-in ready experience. Additional highlights include an attached garage with direct home access, interior laundry, and ceiling fans throughout. Residents enjoy access to pools, tennis courts, gym, and beautifully maintained grounds, all within minutes of shopping, restaurants, and freeway access. Unique financing opportunity may be available through assumption of the seller’s existing low-interest loan, subject to lender approval and buyer qualification.
No exterior & parking available.
Grades K-5 • 0.3 mi
Grades 6-8 • 0.4 mi
Grades 9-12 • 0.7 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 14% |
| Baths | 1.0 | 2.0 | 31% |
| Square foot | 886 | 1,139 | 24% |
| Lot Size | - | - | 50% |
| Price | $489.0K | $510.0K | 39% |
| Price per sq ft | $552 | $468 | 92% |
| Built year | 1991 | 1991 | 50% |
| HOA | $402.0 | $406 | 45% |
| Days on market | 2 | 185 | 2% |
Jun 4, 2026
$489,000
Initial Listing
Jan 5, 2023
$469,000
Public Record
Mar 14, 2019
$280,000
Public Record
Mar 8, 2018
$280,000
Public Record
Sep 16, 2013
$226,000
Public Record