
Chula Vista, California 91913
This Modern Park-Front Townhome is a Prime Investment Opportunity, listed at $699,000—positioned well below the $718,680 Fair Market Value by 2%. This valuation gap provides $19,680 in Instant Equity alongside a rare 2.375% VA assumable mortgage option. Boasting an Excellent Condition Rating, the 2021-built residence features a Tesla charger, epoxy garage flooring, and an unobstructed Park/Greenbelt View. Located in the Sweetwater Union district, this turnkey asset balances significant monthly savings with high-end lifestyle perks. It is an ideal acquisition for Owner-Occupants or first-time buyers seeking long-term wealth.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1206 Biltmore Place 3 Subject | $699,000* List Price | 3 | 2 | 1,587 | $453 | - |
A 1238 Biltmore Place 2 Sold | $700,000 | 3 | 3 | 1,583 | $442 | 0.0 mi |
B 1790 Camino Strava Sold | $801,104 | 3 | 2 | 1,621 | $494 | 0.4 mi |
C 1724 Santa Christina 1 Sold | $550,000 | 2 | 2 | 1,116 | $493 | 0.0 mi |
D 1785 Camino Strava 2 Sold | $741,848 | 3 | 2 | 1,789 | $415 | 0.4 mi |
E 1184 Calle Oroblanco 3 Sold | $729,000 | 3 | 3 | 1,681 | $434 | 0.7 mi |
F 1262 Santa Victoria 1 Sold | $570,000 | 2 | 2 | 1,116 | $511 | 0.0 mi |
G 1294 Santa Victoria Road 2 Active | $700,000 List Price | 3 | 3 | 1,583 | $442 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2021, this property is virtually new and meets all current quality standards with no deferred maintenance. The interior features a modern open-concept kitchen with white shaker cabinetry, quartz countertops, and stainless steel appliances. The home includes contemporary finishes such as luxury wood-look flooring, recessed lighting, and updated fixtures throughout. Additional high-end features like the Tesla charger and epoxy garage flooring confirm its excellent, move-in-ready condition.
The rare 2.375% VA assumable mortgage rate offers a significant financial advantage for qualified buyers, providing substantial monthly savings compared to current market rates.
The property features a unique wraparound front porch with no neighbors directly in front, offering peaceful views of a grassy park and enhanced privacy for a townhome.
Built in 2021, this newer construction home includes high-demand features such as a Tesla charger, epoxy garage flooring, and a contemporary open-concept layout.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
The $428 monthly association fee represents a significant recurring cost that may impact the overall affordability and debt-to-income ratio for some buyers.
As a condominium/townhome, the property lacks a private backyard, which may be a drawback for buyers seeking dedicated outdoor space for pets or gardening.
VA ASSUMABLE RATE OF 2.375 — a rare opportunity for qualified buyers. Welcome to this beautifully maintained 3 bedroom, 2.5 bathroom townhome in the desirable Montecito community. Built in 2021, this home offers approximately 1,587 sq ft of modern living space. Enjoy a charming wraparound front porch with no neighbors in front—just a peaceful grassy park setting. The open-concept layout is perfect for everyday living and entertaining. The kitchen features a cute coffee nook, and the upstairs laundry room adds convenience right where you need it. Additional features: • Attached 2-car garage with epoxy flooring -Tesla Charger • Newer construction with modern finishes • Prime location near parks, schools, shopping, and dining A perfect blend of comfort, style, and an unbeatable financing opportunity.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,587 | 1,303 | 73% |
| Lot Size | - | - | 50% |
| Price | $699.0K | $637.0K | 71% |
| Price per sq ft | $440 | $493 | 29% |
| Built year | 2021 | 2007 | 76% |
| HOA | $428.0 | $391 | 59% |
| Days on market | 7 | 173 | 4% |
Apr 15, 2026
$699,000
Initial Listing
Aug 11, 2021
$528,500
Public Record