121 Chilverton Street, Santa Cruz, California 95062, Santa Cruz, 95062 - 3 bed, 2 bath
121 Chilverton Street
Santa Cruz, California 95062
Property Price
SUMMARY
Analysis of 121 Chilverton Street, Santa Cruz, California 95062 reveals a Fairly Priced Property with a current list price of $1,449,000 aligned with the estimated $1,449,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 121 Chilverton Street Subject | $1,449,000* List Price | 3 | 2 | 1,648 | $879 | - |
A 150 Darwin Street Pending | $1,550,000 List Price | 3 | 3 | 1,662 | $933 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Despite being built in 1918, the property has undergone extensive and high-quality renovations, as described and evidenced by the images. The kitchen features newer warm wood cabinets, spacious granite/quartz countertops, and modern stainless steel appliances, complemented by recessed lighting. Both bathrooms are elegantly updated with modern fixtures, stylish tiling (including a walk-in shower with glass block and pebble floor in one), and contemporary vanities. The flooring throughout is easy-care wood-look and tile, appearing new and well-maintained. All visible components are in excellent condition, meeting current quality standards with no signs of deferred maintenance, indicating a recent and comprehensive overhaul.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Renovations
The property boasts extensive and gorgeous updates, including a newer kitchen with stainless appliances, elegant bathroom remodels with new tile and finishes, and recessed lighting throughout, significantly enhancing its appeal and functionality.
- Prime & Convenient Location
Situated in the desirable 'Banana belt' of Santa Cruz, the home offers an excellent central location, minutes away from Downtown and Capitola's shopping, entertainment, and dining options.
- Versatile Garage Space
The large garage workspace presents significant potential for various uses, such as a hobby area, workshop, or even a future Accessory Dwelling Unit (ADU), adding considerable value and flexibility.
CONSRISKS & DEFICIENCIES
- Historic Property Age
Despite recent updates, the home's original build date of 1918 may raise concerns for some buyers regarding the condition of underlying infrastructure (e.g., foundation, original plumbing, electrical) not explicitly mentioned as updated.
- Recent Price Reduction
The property has seen a recent price reduction from $1.499M to $1.449M, which could indicate that the initial pricing was too ambitious or that market interest has been slower than anticipated.
- Unspecified Major System Updates
While cosmetic and kitchen/bath updates are highlighted, the description does not specify if major systems like HVAC, roof, or main electrical/plumbing lines have been updated, which could be a concern for a home of this age.
About 121 Chilverton Street
We all love to hear we look good for our age! This home has a build date of 1918, yet it has had gorgeous updates and remodels and looks amazing for it's age. Newer kitchen with warm wood cabinets, long spacious countertops, storage galore, newer stainless appliances, blended with a large family room and fireplace. Easy care flooring through out. Elegant bathroom updates, with gorgeous tile and finishes. The bedrooms are spaced apart great for working from home or studies. Recessed lighting, Large garage work space could be a tinkers delight or maybe an ADU? Large backyard great for pets and swing sets. The location is the best, situated in the Banana belt right in the middle between Downtown and Capitola shopping, entertainment and dining are just minutes away. Meet me in the middle, of town, and enjoy this sweet home. this is a must see!!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1918
- Lot Size
- 7,187 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,648 | 1,565 | 56% |
| Lot Size | 7,187 | 5,336 | 73% |
| Price | $1.45M | $1.46M | 48% |
| Price per sq ft | $879 | $986 | 38% |
| Built year | 1918 | 1960 | 10% |
| HOA | $0 | $0 | 50% |
| Days on market | 429 | 164 | 0% |
Pricing History
Listed for Sale
Aug 7, 2025
$1,449,000
Initial Listing
Price Change
Jan 2, 2025
$1,499,000
Initial Listing