121 Loma Lane, San Clemente, California 92672, San Clemente, 92672 - 5 bed, 7 bath
121 Loma Lane
San Clemente, California 92672
Property Price
SUMMARY
Analysis of 121 Loma Lane, San Clemente, California 92672 is currently available with a list price of $2,700,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Clemente Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 2005, this property is 19 years old and aligns with the 'Good' condition criteria. The listing describes it as 'turn-key' with 'upgraded details throughout,' which is supported by the images. The kitchens feature white shaker-style cabinets, granite countertops, and stainless steel appliances, all appearing well-maintained and functional. Bathrooms are clean with white vanities, tiled showers/tubs, and updated fixtures, though some vanity lights and granite patterns reflect a style from the mid-2000s rather than cutting-edge modern. Hardwood-look flooring and tile are in excellent condition. The property is move-in ready with no immediate renovations required, and major systems appear functional and well-maintained.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Coastal Location
Strategically located in downtown San Clemente, offering immediate access to world-famous beaches, upscale shopping, and fine dining, enhancing lifestyle and property value.
- Versatile Income Potential
As a luxury duplex, it provides flexibility for owner-occupancy with rental income or as a pure investment property, with stated potential for condominium conversion.
- Luxury & Turn-Key Condition
Built in 2005 with upgraded details throughout, including gourmet kitchens, en-suite baths, walk-in closets, and presented in turn-key condition, minimizing immediate buyer investment.
CONSRISKS & DEFICIENCIES
- Multi-Level Design
The multi-level layout, while described as creative, may not appeal to all prospective buyers, particularly those with mobility challenges or a preference for single-story living.
- High Price Point & Recent Price Adjustment
The $2.7 million list price, even after a recent reduction from $3 million, places it in a very exclusive market segment, potentially narrowing the pool of eligible buyers.
- Uncertain Condominium Conversion
While condominium conversion potential is mentioned, the requirement to 'see city for verification' indicates an additional, potentially complex, and non-guaranteed process for the buyer.
About 121 Loma Lane
Stunning, luxury duplex located close to world famous beaches, shopping and fine dining. All situated in the quaint setting of downtown San Clemente. Built in 2005 all upgraded details throughout. Very open and airy multi-level units. Unit A: 2 bedroom 2 1/2 bath + huge bonus room off garage. Unit B : 3 bedroom 3 1/2 bath. Both units have 2 car attached garages with directed access. Both units have numerous patios and decks. Included is an ocean view roof top deck. The kitchens have upgraded appliances, granite counters & islands, truly gourmet kitchens. Unit B has 2 fireplaces, and are suited for owner occupied living or investor income. All bedrooms have walk-in closets and en-suite baths. Multiple levels create a sense of creativity. Spanish architecture and Turn-key condition. No HOA or Mello Roos. Condominium conversion potential, see city for verification.
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 2005
- Lot Size
- 5,227 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 7 (7 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | - | 77% |
| Baths | 7.0 | - | 90% |
| Square foot | 4,900 | 2,592 | 90% |
| Lot Size | 5,227 | 3,920 | 68% |
| Price | $2.70M | $1.80M | 84% |
| Price per sq ft | $551 | $725 | 13% |
| Built year | 2005 | 1964 | 94% |
| HOA | $0 | $0 | 50% |
| Days on market | 273 | 204 | 90% |
Pricing History
Listed for Sale
Nov 22, 2025
$2,700,000
$3,000,000
-10% Price Drop
Initial Listing
Price Change
Jun 7, 2025
$3,000,000
Initial Listing