12148 Rancho Bernardo, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
12148 Rancho Bernardo
San Diego, California 92128
Property Price
SUMMARY
Analysis of 12148 Rancho Bernardo, San Diego, California 92128 is currently available with a list price of $599,999. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in move-in ready condition with several modern updates that exceed its 1968 construction date. The kitchen has been modernized with stainless steel appliances and updated cabinetry, and the bathrooms feature contemporary vanities and fixtures. Significant capital improvements include a new water heater and an upgraded HVAC system. While the property is not a brand-new renovation, the combination of fresh paint, recessed lighting, and well-maintained flooring places it firmly in the 'Good' category.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
- Premium Community Amenities
Residents benefit from extensive lifestyle facilities at the RB Swim & Tennis Club, including pools, fitness centers, and pickleball courts, with cable and DVR services included in the dues.
- Top-Tier Education District
The property is situated within the highly acclaimed Poway Unified School District, providing access to top-rated schools such as Del Norte High and Rancho Bernardo High.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =89840, other record lot size in square feet = 89789.
- Older Construction Era
Built in 1968, the property may feature older building standards and materials compared to modern developments, potentially requiring long-term maintenance of original systems.
- Recurring HOA Expenses
The $475 monthly association fee is a significant recurring cost that buyers must factor into their monthly budget alongside the mortgage payment.
About 12148 Rancho Bernardo
Beautiful 2-bedroom, 2-bath upper end unit located in the desirable Bernardo Villas community of Rancho Bernardo. This light-filled home offers serene courtyard and greenbelt views, creating a peaceful, park-like setting. The private balcony, accessible from both the living room and the primary bedroom, provides the perfect space to relax and unwind. The kitchen features stainless steel appliances and ample cabinet space. Additional highlights include recessed lighting, fresh interior paint, a new water heater, and an upgraded HVAC system with enhanced air purification. Enjoy access to the RB Swim & Tennis Club, offering pools, spas, a fitness center, tennis courts, pickleball, and more. Cable service with over 100 channels and DVR is included. Ideally located within the award-winning Poway Unified School District, and close to shopping, dining, parks, golf courses, freeway access, and everything Rancho Bernardo has to offer. Beaches and mountains are just a short drive away. FHA and VA approved.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1968
- Lot Size
- 89,840 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $475.0 / Month
Neighborhood Insights
San Diego Unified Schools
Chaparral Elementary School
Grades K-5 • 1.0 mi
Westwood Elementary School
Grades K-5 • 1.4 mi
Painted Rock Elementary School
Grades K-5 • 1.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,091 | 1,174 | 40% |
| Lot Size | 89,840 | - | 76% |
| Price | $600.0K | $611.4K | 40% |
| Price per sq ft | $550 | $549 | 52% |
| Built year | 1968 | 1986 | 2% |
| HOA | $475.0 | $490 | 47% |
| Days on market | 15 | 183 | 2% |
Pricing History
Listed for Sale
Feb 20, 2026
$599,999
Initial Listing
Sold
Apr 18, 2012
$160,000
Public Record
Sold
Aug 30, 2007
$285,000
Public Record
Sold
Jan 13, 1998
$80,000
Public Record