1217 Churchill, Stockton, CA 95207, Stockton, 95207 - 4 bed, 3 bath
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Stockton, CA 95207
This High-Potential Investment Asset is a High-Potential Investment Opportunity listed at $459,000—positioned well below the $462,582 Fair Market Value by 1%. This valuation gap offers $3,582 in Instant Equity. Boasting a Fair Condition Rating with a seller-provided roof credit, the property generates immediate cash flow with active rental applications at $3,200/month. Its proximity to the University of the Pacific and ADU potential on a 7,645 sq ft lot ensures long-term appreciation. This acquisition is ideal for Buy-and-Hold Investors or Student Housing Specialists.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1217 Churchill Subject | $459,000* List Price | 4 | 3 | 1,686 | $274 | - |
A 4401 Bidwell Place Sold | $350,000 | 3 | 2 | 1,410 | $248 | 0.7 mi |
B 1906 Pontelli Court Sold | $415,000 | 3 | 2 | 1,412 | $294 | 0.5 mi |
C 1536 Griffin Point Sold | $555,000 | 3 | 2 | 2,087 | $266 | 0.8 mi |
D 1109 W Churchill Street Active | $409,999 List Price | 3 | 2 | 1,499 | $274 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1954, this property is in fair condition, showing a mix of partial updates and aging components. While the kitchen has been updated with stone countertops and recessed lighting, it retains older white appliances. The bathrooms feature a combination of mid-range tile work and dated fixtures. The seller's disclosure of a roof credit indicates a major system requires immediate replacement, and the heavy reliance on digitally enhanced imagery suggests the actual cosmetic state may require more attention than the photos imply.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7645, living area = 1686.
Located minutes from the University of the Pacific with active rental applications at $3,200/month, this property offers immediate cash flow and a proven track record for high-demand student housing.
The generous 7,644 sq ft lot and detached garage provide significant potential for an ADU conversion or expansion, allowing investors to maximize density and long-term property value.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1686, other record living area = 1436. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
Built in 1954, the home likely faces deferred maintenance or aging systems typical of its era, as indicated by the seller's proactive offer of a roof credit and available inspection reports.
The use of digitally enhanced landscaping and virtual staging in marketing materials may mask the property's actual current curb appeal and interior condition, requiring a physical inspection to verify.
Investment Opportunity with Immediate Income Potential This 4-bedroom, 3-bathroom property presents a strong opportunity for investors looking for stable cash flow and long-term upside. The home offers 1,686 sq ft of living space on a 7,644 sq ft lot, with a functional layout that supports both traditional tenants and student housing demand. Current Rental Demand: Two active applications at $3,200 per month, providing immediate income potential upon acquisition. Located just minutes from University of the Pacific, this property is well-positioned for consistent rental demand, especially within the student housing market. The area offers close proximity to shopping, dining, and parks, making it attractive for both students and long-term tenants. The property has a proven track record, previously generating $34,800 annually as fully leased student housing. Investors also have flexibility to continue operating it as a single-family rental or optimize returns through a room-by-room leasing strategy. Financing Advantage: This property qualifies for DSCR financing at a 1:1 ratio with as little as 20% down, making it accessible for investors looking to scale. The large backyard and detached garage provide additional value-add potential, including the opportunity for an ADU or garage conversion, subject to buyer verification, which could further increase rental income and overall property value. Seller is willing to provide a CREDIT toward the roof, assist with an interest rate buydown, and has completed inspection reports available upon request, allowing buyers to move forward with clarity and confidence. For buyers considering owner-occupancy, this home also works well as a primary residence. The layout offers comfortable living areas, a spacious kitchen, and four full bedrooms that provide flexibility for family, guests, or a home office, all in a convenient North Stockton location. Some images have been virtually staged or digitally enhanced, including landscaping modifications, in compliance with California Assembly Bill 723, and are for illustrative purposes only.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 83% |
| Baths | 3.0 | 2.0 | 81% |
| Square foot | 1,686 | 1,538.5 | 63% |
| Lot Size | 7,645 | 7,501 | 52% |
| Price | $459.0K | $430.0K | 64% |
| Price per sq ft | $272 | $283 | 42% |
| Built year | 1954 | 1962 | 17% |
| HOA | $0 | $0 | 50% |
| Days on market | 60 | 183 | 1% |
Apr 15, 2026
$459,000
$437,000
+5% Price Increase
Initial Listing
Mar 10, 2026
$437,000
$443,000
-1% Price Drop
Initial Listing
Feb 21, 2026
$443,000
Initial Listing
Jul 18, 2023
$308,000
Public Record
May 29, 2008
$187,000
Public Record