1220 Emerald St, San Diego, California 92109, San Diego, 92109 - 5 bed, 4 bath
1220 Emerald St
San Diego, California 92109
Property Price
SUMMARY
Analysis of 1220 Emerald St, San Diego, California 92109 reveals a Prime Investment Opportunity with a current list price of $3,299,000—significantly undercutting the $3,473,723 Fair Market Value by 5%. This valuation gap indicates a +$174,723 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1220 Emerald St Subject | $3,299,000* List Price | 5 | 4 | 3,270 | $1,062 | - |
A 1505 Loring St Sold | $3,650,000 | 4 | 4 | 3,515 | $1,038 | 0.5 mi |
B 1712 Beryl St Sold | $2,665,000 | 4 | 3 | 2,918 | $913 | 0.6 mi |
C 4790 Everts Street Sold | $2,600,000 | 4 | 4 | 3,009 | $864 | 0.2 mi |
D 839 Reed Avenue Sold | $3,675,000 | 5 | 5 | 3,045 | $1,207 | 0.6 mi |
E 1122 Oliver Ave Sold | $2,400,000 | 3 | 4 | 2,331 | $1,030 | 0.5 mi |
F 1045 Van Nuys Street Active | $3,649,000 List Price | 4 | 6 | 3,311 | $1,102 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property was built in 2017, making it only 7 years old, which falls well within the 'Excellent' criteria for being built within 10 years. The description highlights modern design, a chef's kitchen with Viking appliances, quartz countertops, and a built-in wine fridge. The images confirm a pristine, contemporary kitchen with white shaker cabinets, light wood flooring, and a stylish backsplash. Bathrooms also feature modern fixtures, tiling, and a freestanding tub. The overall condition, including the resort-style pool and spa, dual EV chargers, and integrated sound, indicates a property that is virtually new with no deferred maintenance and high-quality, current standards throughout.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Bird Rock Elementary School (10/10).
- Prime Coastal Location
Situated just blocks from the sand, boardwalk, and the vibrant heart of Pacific Beach, offering an unbeatable walkable lifestyle near top restaurants, boutiques, and outdoor activities.
- Panoramic Ocean Views & Rooftop Deck
Features a spectacular rooftop deck providing panoramic ocean and sunset views stretching from Mission Bay to the cliffs of La Jolla, ideal for entertaining and relaxation.
CONSRISKS & DEFICIENCIES
- High Price Point
The listing price of $3.299 million represents a significant investment, potentially narrowing the pool of prospective buyers.
- Potential for Noise and Crowds
Its proximity to the vibrant Pacific Beach boardwalk and commercial areas may lead to increased noise and crowds, particularly during peak seasons, which might not appeal to buyers seeking a tranquil environment.
- Ongoing Maintenance Costs
The luxury amenities, including the resort-style pool, spa, and high-end appliances, will incur significant ongoing maintenance and utility costs that prospective buyers should factor into their budget.
About 1220 Emerald St
Just blocks from the sand, boardwalk, and vibrant heart of Pacific Beach, this 2017-built coastal retreat blends modern design with the relaxed elegance of Southern California living. An open-concept layout showcases a chef’s kitchen with Viking appliances, quartz countertops, and a built-in wine fridge, seamlessly connecting to spacious living areas and a private backyard oasis with a resort-style pool and spa. Entertain in style on the rooftop deck, where panoramic ocean and sunset views stretch from Mission Bay to the cliffs of La Jolla. Built for versatility, this home is equally perfect for raising a family, hosting unforgettable gatherings, or operating as a high-income producing short-term rental. Additional highlights include dual EV chargers, integrated sound throughout, and an unbeatable walkable location near top restaurants, boutiques, and outdoor activities. Experience Pacific Beach living at its finest in one of San Diego’s most coveted neighborhoods.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2017
- Lot Size
- 6,300 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Diego Unified Schools
Pacific Beach Elementary School
Grades K-5 • 0.6 mi
Crown Point Jr Music Academy
Grades K-5 • 0.7 mi
Sessions Elementary School
Grades K-5 • 1.1 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 4.0 | 90% |
| Baths | 4.0 | 3.0 | 69% |
| Square foot | 3,270 | 2,016 | 90% |
| Lot Size | 6,300 | 4,000 | 64% |
| Price | $3.30M | $2.28M | 81% |
| Price per sq ft | $1.0K | $1.2K | 28% |
| Built year | 2017 | 1977 | 79% |
| HOA | $0 | $0 | 50% |
| Days on market | 31 | 157 | 7% |
Pricing History
Listed for Sale
Feb 4, 2026
$3,299,000
Initial Listing
Sold
Nov 7, 2017
$1,600,000
Public Record
Sold
Oct 19, 2016
$900,500
Public Record
Sold
Jan 8, 2016
$870,000
Public Record
Sold
Jul 23, 2015
$859,000
Public Record