12388 Reata Court, San Diego, California 92128, San Diego, 92128 - 5 bed, 3 bath
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San Diego, California 92128
This Extensively Renovated Single-Family Residence represents a Strong Value Opportunity, listed at $1,695,000—positioned well below the $1,782,109 Fair Market Value by 4%. This valuation gap offers $87,109 in Instant Equity. Featuring an Excellent Condition Rating with $300,000 in upgrades, including a resort-style pool/spa and owned solar, the home sits in the top-tier Poway Unified School District. With a rare assumable 2.375% loan, this property is an ideal acquisition for Owner-Occupants or savvy investors seeking immediate lifestyle luxury and long-term financial stability.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12388 Reata Court Subject | $1,695,000* List Price | 5 | 3 | 2,400 | $743 | - |
A 18385 Reata Way Sold | $1,670,000 | 5 | 4 | 3,158 | $529 | 0.1 mi |
B 17875 Plaza Ahora Sold | $1,298,000 | 3 | 2 | 1,909 | $680 | 0.7 mi |
C 18623 Lancashire Way Sold | $1,575,000 | 3 | 2 | 2,212 | $712 | 0.4 mi |
D 17976 Sencillo Lane Active | $2,179,000 List Price | 4 | 4 | 2,893 | $753 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
The property has undergone over $300,000 in recent extensive renovations, including remodeled bathrooms, new hardwood and limestone flooring, and a new concrete tile roof. With an upgraded electrical panel, owned solar, and a Tesla EV charger, the home's systems and finishes meet the 'mint condition' criteria for a recent high-end renovation.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 19602, living area = 2400.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
The property features a rare assumable loan at a 2.375% interest rate, offering buyers a massive financial advantage and significant monthly savings in the current market.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =19602, other record lot size in square feet = 19500. Living area discrepancy between mls listing and other public or private record. mls listing living area = 2400, other record living area = 2248.
Configuring five bedrooms within 2,400 square feet may result in smaller individual room dimensions, which could feel cramped for families requiring larger private spaces.
While extensively renovated, the 1977 construction may still possess certain architectural or layout characteristics of its era that lack the full open-concept flow found in modern builds.
Assumable loan at just 2.375%!!! Extensively renovated Rancho Bernardo home situated on a huge, ultra-private lot at the end of a quiet cul-de-sac. This 5 bedroom, 3 bathroom home offers approximately 2400 SF with exceptional indoor/outdoor living including a resort style backyard with a sparkling pool, spa & gazebo. Over $300,000 in recent upgrades include new hardwood flooring and baseboards throughout, new limestone floors in the kitchen, remodeled bathrooms with walk-in showers & upgraded vanities, a finished upstairs bonus room, newly resurfaced pool with new tile and expanded spa, a new and expanded pool deck, new gazebo, professionally installed turf, a cobblestone driveway and walkways, new pavers, a finished garage with epoxy flooring and Tesla EV charger, plus a new concrete tile roof, upgraded electrical panel, and owned solar system under Net Metering 2 designed to exceed projected energy usage — truly better than new! Enjoy membership to the Rancho Bernardo Swim & Tennis Club with tennis, pickleball, pool, fitness center, and year-round social events.
No exterior & parking available.
Grades K-5 • 1.6 mi
Grades K-5 • 1.8 mi
Grades K-5 • 2.5 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 3.0 | 93% |
| Baths | 3.0 | 2.0 | 66% |
| Square foot | 2,400 | 1,777 | 86% |
| Lot Size | 19,602 | 6,019 | 89% |
| Price | $1.70M | $1.15M | 92% |
| Price per sq ft | $706 | $653 | 77% |
| Built year | 1977 | 1984 | 39% |
| HOA | $680.0 | $276 | 95% |
| Days on market | 17 | 129 | 4% |
May 20, 2026
$1,695,000
Initial Listing
Jul 13, 2021
$1,425,000
Public Record
Feb 14, 2019
$820,000
Public Record
Sep 29, 1998
$348,000
Public Record