12424 Rios Road, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath

12424 Rios Road
San Diego, California 92128
Property Price
SUMMARY
Analysis of 12424 Rios Road, San Diego, California 92128 is currently available with a list price of $639,900. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
The property has undergone a comprehensive total remodel, featuring a modern kitchen, updated bathrooms, and contemporary flooring and fixtures throughout. Despite the 1965 build date, the extensive recent renovation and move-in ready status with no deferred maintenance align with the criteria for excellent condition.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
- Comprehensive Modern Remodel
The property has undergone a total interior renovation, featuring a stunning fireplace and contemporary finishes that make it completely move-in ready for discerning buyers.
- Versatile Bonus Square Footage
A 150 sq. ft. sunroom with its own private entrance offers significant added value as a den, office, or guest space, which is not included in the primary living area calculations.
CONSRISKS & DEFICIENCIES
- Age-Restricted Community
Located within the Seven Oaks 55+ retirement community, the property is limited to a specific demographic, which significantly narrows the potential buyer pool.
- High Monthly Carrying Costs
The association fee of $672 per month is relatively high and may be a deterrent for retirees or buyers on a fixed income looking to minimize recurring expenses.
About 12424 Rios Road
This charming total remodel with stunning fireplace is move in ready in the 55+ retirement community of Seven Oaks, offering the perfect blend of tranquility and convenience. Step into your thoughtfully renovated residence with a 150 sq. ft sunroom not included in main square footage that could be used as a den, family room or office with it's own entrance you can use this space for guests. Where modern updates harmonize seamlessly with the timeless appeal of the neighborhood. The careful remodel ensures that your home suits both contemporary lifestyles and the comfort you desire during retirement. The standout feature of this home is its prime location, which opens up to a picturesque green space. Imagine waking up to the sight of lush trees and the soothing sounds of nature right in your backyard. It’s the perfect spot for relaxing on your patio. Whether it’s a round of golf, a visit to the community center, or a stroll to nearby shops and restaurants, you’ll find everything you need right at your doorstep. In Rancho Bernardo’s Seven Oaks, you’re not just finding a home; you’re embracing a lifestyle of comfort, convenience, and community. Don’t miss the opportunity to call this remodeled gem your retirement sanctuary.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1965
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $672.0 / Month
Neighborhood Insights
San Diego Unified Schools
Chaparral Elementary School
Grades K-5 • 1.0 mi
Painted Rock Elementary School
Grades K-5 • 1.4 mi
Turtleback Elementary School
Grades K-5 • 1.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,120 | 1,174 | 43% |
| Lot Size | - | - | 50% |
| Price | $639.9K | $616.4K | 56% |
| Price per sq ft | $571 | $549 | 56% |
| Built year | 1965 | 1986 | 2% |
| HOA | $672.0 | $492 | 88% |
| Days on market | 59 | 183 | 8% |
Pricing History
Listed for Sale
Feb 12, 2026
$639,900
$649,950
-2% Price Drop
Initial Listing
Price Change
Jan 7, 2026
$649,950
Initial Listing
Sold
Aug 16, 2023
$541,500
Public Record
Sold
Jun 9, 2008
$272,500
Public Record
Sold
Jun 25, 2007
$300,000
Public Record


































