12435 Rios Rd, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
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12435 Rios Rd
San Diego, California 92128
ACTIVE
CONDITION: EXCELLENT
2Beds
2Baths
1,120Sq Ft
0Lot Size
Property Price
LIST PRICE$670,000
EST. MARKET VALUE
$621,522
7% AboveMARKET VALUE
SUMMARY
This Turnkey Seven Oaks Residence is a Strong Value Opportunity, listed at $670,000—positioned above the $621,522 Fair Market Value. Despite the premium, the property boasts an Excellent Condition Rating following comprehensive renovations, including a 2022 roof and modern kitchen upgrades. Residents enjoy a private, fenced backyard with Distant Mountain Views and access to premier community amenities. Located near Top-Rated Schools like Del Norte High (10/10), this home offers a refined lifestyle for Active Retirees or Downsizing Professionals seeking a move-in-ready sanctuary.
Estimated Market Value
$621,522
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12435 Rios Rd Subject | $670,000* List Price | 2 | 2 | 1,120 | $555 | - |
A 12753 Caminito Cancion 128 Sold | $585,000 | 2 | 2 | 1,232 | $475 | 0.4 mi |
B 16566 Caminito Vecinos 25 Sold | $575,000 | 2 | 2 | 1,176 | $489 | 0.3 mi |
C 12226 Rancho Bernardo Rd. #a Sold | $550,000 | 2 | 2 | 924 | $595 | 0.4 mi |
D 16511 Caminito Vecinos Unit 64 Sold | $640,000 | 2 | 2 | 1,372 | $466 | 0.5 mi |
E 16376 Avenida Venusto D Sold | $655,000 | 2 | 2 | 1,190 | $550 | 0.8 mi |
F 17189 Bernardo Center Sold | $820,000 | 2 | 3 | 1,550 | $529 | 0.9 mi |
G 11842 Paseo Lucido Sold | $610,000 | 2 | 2 | 1,234 | $494 | 0.7 mi |
H 12160 Rancho Bernardo Road A Active | $510,000 List Price | 2 | 2 | 1,091 | $467 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 1965, the property underwent a comprehensive renovation within the last two years (<5 years), including a new roof (2022), new electrical, new stainless-steel appliances, and updated flooring and lighting throughout. The kitchen and bathrooms have been modernized, and the HVAC system appears recent, placing it in mint, move-in ready condition.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
- Extensive Recent Renovations
The property has undergone significant upgrades within the last two years, including a new roof (2022), updated electrical, new stainless steel appliances, and a newly added front bonus room, ensuring a move-in-ready experience.
- Exceptional Outdoor Space
Rare for a condominium, this unit features a large, private, fully-fenced backyard with a covered patio and turf, providing a secluded area for gardening and sunset viewing.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The association fee of $690 per month is relatively high, which may impact the overall affordability and debt-to-income ratio for prospective buyers.
- Older Building Vintage
Built in 1965, the property is nearly 60 years old, which may present concerns regarding original plumbing or structural elements not covered by the recent cosmetic and surface-level renovations.
About 12435 Rios Rd
Beautiful, recently upgraded single-level Seven Oaks residence with newly-added front Bonus room, features a large and private, fully-fenced backyard with covered patio, ceiling fan/light, and garden area with turf, perfect for magical sunset viewing In the past two years, the 2 BD/2 BA condo was transformed with new stainless-steel appliances, flooring, electrical, lighting, skylight and refaced cabinets and hardware in the kitchen, new carpeting, blinds, paint and fan in the bedrooms, a reimagined family room and living room with new flooring and paint, and a new washer and dryer. A new roof was completed in 2022. Walk to supermarkets, coffee shops, restaurants, and the Seven Oaks 55+ Rancho Bernardo community center, which features an expansive pool and patio and numerous clubs and activities. HOA includes water, cable, trash, and landscaping maintenance. This residence won’t be on the market for long.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1965
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $690.0 / Month
Neighborhood Insights
San Diego Unified Schools
Chaparral Elementary School
Grades K-5 • 1.0 mi
9/10
Painted Rock Elementary School
Grades K-5 • 1.4 mi
9/10
Turtleback Elementary School
Grades K-5 • 1.6 mi
7/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,120 | 1,002.307 |
| Lot Size | - | 75,574.68 |
| Price | $670.0K | $596.0K |
| Price per sq ft | $598 | $612 |
| Built year | 1965 | 1985 |
| HOA | $690.0 | $529 |
| Days on market | 55 | 55 |
Pricing History
Listed for Sale
Aug 23, 2026
$670,000
$685,000
-2% Price Drop
Initial Listing
Price Change
Jul 16, 2026
$685,000
Initial Listing