1245 Harper Street, Santa Cruz, California 95062, Santa Cruz, 95062 - 4 bed, 3 bath
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Santa Cruz, California 95062
This Versatile Eastside Residence is a High-Potential Investment Opportunity, listed at $1,399,000—positioned well below the $1,576,484 Fair Market Value by 11%. This valuation gap offers $177,484 in Instant Equity. Boasting a Move-In Ready Condition Rating, the property features a Detached ADU, Solar Panels, and a large lot with Park Views. Located minutes from Seabright beaches, it balances immediate lifestyle benefits with long-term financial upside. This is an exceptional find for Owner-Occupants or Multi-generational Families.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1245 Harper Street Subject | $1,399,000* List Price | 4 | 3 | 1,902 | $829 | - |
A 1500 Dougmar Drive Sold | $1,560,000 | 4 | 2 | 1,799 | $867 | 0.2 mi |
B 1932 Lotman Drive Sold | $1,430,000 | 4 | 2 | 1,789 | $799 | 0.9 mi |
C 1920 Koopmans Avenue Sold | $1,535,000 | 3 | 2 | 1,646 | $933 | 0.3 mi |
D 2200 Pelican Sold | $1,425,000 | 4 | 3 | 2,064 | $690 | 0.5 mi |
E 3200 Axford Road Sold | $1,599,000 | 3 | 3 | 2,063 | $775 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and shows evidence of consistent maintenance and partial updates. While the home was built in 1975 and the kitchen cabinetry reflects an older style, it has been updated with stone countertops and modern appliances. The inclusion of solar panels, a detached ADU, and well-maintained flooring (hardwood and newer carpet) elevates the condition above 'Fair'. The home appears functional and clean with no immediate major repairs required.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7971, living area = 1902.
The property includes a detached ADU-style unit and a highly versatile main house floor plan, offering excellent potential for multi-generational living, a home office, or supplemental rental income.
Ideally situated on the Eastside near Seabright and beaches, the home sits directly across from a neighborhood park, providing a rare sense of community and immediate access to open space.
Built in 1975, the home may require cosmetic or structural modernizations to meet the aesthetic preferences of contemporary buyers looking for a turnkey luxury experience.
While offering easy access for commuters, the close proximity to Highway 1 may result in increased ambient traffic noise during peak hours.
Welcome to 1245 Harper Street. a versatile Santa Cruz property offering flexible living, convenience and connection to local history. Ideally located minutes to Hwy 1 and close to beaches, coastal access, and the vibrant Seabright area, this Eastside home delivers both accessibility and lifestyle. Set directly across from a neighborhood park, (land originally donated by the family who owns this property) this home carries a rare sense of legacy and community. The main home features a functional and flexible floor plan with multiple living areas, including a bright living room and a separate family room with a fireplace and large sliding door out to a covered patio. Downstairs bedrooms and baths offer convenience, while the spacious upstairs primary suite includes additional rooms ideal for a home office, nursery, or creative space. A detached ADU-style unit adds exceptional flexibility, complete with its own living area, kitchenette, bedroom, and full bath, ideal for family, guests, or adaptable use. Outdoor living is designed for enjoyment, with a covered patio perfect for dining, entertainment, and year-round use. The property also features citrus trees, garden beds, two storage sheds, & generous off-street parking. Additionally, home has solar for energy efficiency.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 83% |
| Baths | 3.0 | 2.0 | 74% |
| Square foot | 1,902 | 1,620 | 64% |
| Lot Size | 7,971 | 5,662.5 | 76% |
| Price | $1.40M | $1.54M | 38% |
| Price per sq ft | $736 | $986 | 24% |
| Built year | 1975 | 1955 | 74% |
| HOA | $0 | $0 | 50% |
| Days on market | 13 | 168 | 2% |
Apr 9, 2026
$1,399,000
Initial Listing