12461 Rios, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
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12461 Rios
San Diego, California 92128
ACTIVE
CONDITION: EXCELLENT
2Beds
2Baths
1,358Sq Ft
302,182Lot Size
Property Price
LIST PRICE$699,000
EST. MARKET VALUE
$653,536
6% AboveMARKET VALUE
SUMMARY
This Turnkey 55+ Condominium is a Strong Value Opportunity, listed at $729,000—positioned well below the $682,168 Fair Market Value by -6%. Featuring a Condition Rating of 2, this home offers a modern, fully remodeled interior with luxury vinyl flooring and a versatile sunroom. Residents enjoy premium amenities in the Seven Oaks community, including a pool, spa, and pickleball courts. With proximity to top-rated schools like Painted Rock Elementary and Del Norte High, this is an ideal sanctuary for active retirees or downsizing homeowners seeking a move-in-ready lifestyle.
Estimated Market Value
$653,536
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12461 Rios Subject 2 bd · 2 ba · 1,358 sqft · $481 | $699,000* List Price | 2 | 2 | 1,358 | $481 | - |
A 12437 Meandro Rd Sold 2 bd · 2 ba · 1,358 sqft · $475 · 0.1 mi | $645,000 | 2 | 2 | 1,358 | $475 | 0.1 mi |
B 16511 Caminito Vecinos Unit 64 Sold 2 bd · 2 ba · 1,372 sqft · $466 · 0.3 mi | $640,000 | 2 | 2 | 1,372 | $466 | 0.3 mi |
C 16555 Caminito Vecinos 40 Sold 2 bd · 2 ba · 1,134 sqft · $486 · 0.2 mi | $551,000 | 2 | 2 | 1,134 | $486 | 0.2 mi |
D 12753 Caminito Cancion 128 Sold 2 bd · 2 ba · 1,232 sqft · $475 · 0.3 mi | $585,000 | 2 | 2 | 1,232 | $475 | 0.3 mi |
E 17031 Bernardo Center Dr Sold 2 bd · 2 ba · 1,126 sqft · $475 · 0.9 mi | $535,000 | 2 | 2 | 1,126 | $475 | 0.9 mi |
F 16566 Caminito Vecinos 25 Sold 2 bd · 2 ba · 1,176 sqft · $489 · 0.2 mi | $575,000 | 2 | 2 | 1,176 | $489 | 0.2 mi |
G 17189 Bernardo Center Sold 2 bd · 3 ba · 1,550 sqft · $529 · 1.0 mi | $820,000 | 2 | 3 | 1,550 | $529 | 1.0 mi |
H 12631 Paseo Del Verano 64 Sold 2 bd · 2 ba · 1,431 sqft · $437 · 1.0 mi | $625,000 | 2 | 2 | 1,431 | $437 | 1.0 mi |
I 16641 Roca Drive Active 2 bd · 2 ba · 1,358 sqft · $471 · 0.1 mi | $639,000 List Price | 2 | 2 | 1,358 | $471 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 1970, the property has undergone a complete modern remodel within the last few years. It features luxury vinyl flooring throughout, a modern kitchen with updated cabinetry and countertops, recessed lighting, and updated bathrooms. The listing describes it as turnkey and move-in ready with no additional work required, meeting the criteria for a high-quality recent renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Painted Rock Elementary School (9/10). High School: Del Norte High School (10/10).
- Turnkey Remodel
The property is completely updated with luxury vinyl flooring and a modern kitchen, offering a move-in-ready experience that eliminates the need for immediate renovation costs.
- Active 55+ Amenities
Located in the desirable Seven Oaks community, residents have access to premium facilities including pickleball courts, a fitness center, and a pool, supporting a high-quality active lifestyle.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $680 is significant and may impact the overall affordability and debt-to-income ratios for prospective buyers.
- Demographic Restrictions
Being situated in a 55+ age-restricted community naturally limits the pool of potential buyers, which can affect long-term resale liquidity compared to all-age developments.
About 12461 Rios
Beautifully remodeled 2 bedroom, 2 bathroom home offering 1,358 square feet of modern, move-in-ready living in the highly desirable Seven Oaks 55+ community! Completely remodeled throughout, this stunning home requires no additional work—simply move in and enjoy. The thoughtfully updated interior features luxury vinyl flooring throughout creating a seamless and stylish living space. The modern kitchen showcases updated countertops and cabinetry, offering both functionality and contemporary appeal. Enjoy the added versatility of the enclosed sunroom, complete with durable pet-proof screens, perfect for relaxing, entertaining, or enjoying San Diego's beautiful weather. Seven Oaks 55+ community residents enjoy access to exceptional HOA amenities, including a beautiful pool and spa, pickleball courts, fitness center, and library. This turnkey home combines modern upgrades, comfortable living, and an active lifestyle community! Don't miss this opportunity to enjoy resort-style living in Seven Oaks!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1970
- Lot Size
- 302,182 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $680.0 / Month
Neighborhood Insights
San Diego Unified Schools
Chaparral Elementary School
Grades K-5 • 0.8 mi
9/10
Painted Rock Elementary School
Grades K-5 • 1.2 mi
9/10
Turtleback Elementary School
Grades K-5 • 1.7 mi
7/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,358 | 1,018.142 |
| Lot Size | 302,182 | 75,257.211 |
| Price | $699.0K | $598.4K |
| Price per sq ft | $515 | $607 |
| Built year | 1970 | 1986 |
| HOA | $680.0 | $536 |
| Days on market | 47 | 58 |
Pricing History
Listed for Sale
Oct 24, 2026
$699,000
$729,000
-4% Price Drop
Initial Listing
Price Change
Sep 8, 2026
$729,000
Initial Listing
Sold
Apr 22, 2024
$719,500
Public Record
Sold
Oct 31, 2019
$356,000
Public Record
Sold
Nov 30, 1993
$107,000
Public Record