12491 Rios, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
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12491 Rios
San Diego, California 92128
ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,358Sq Ft
0Lot Size
Property Price
LIST PRICE$639,000
EST. MARKET VALUE
$577,080
10% AboveMARKET VALUE
SUMMARY
This 55+ Condominium in Seven Oaks presents a High-Potential Investment Opportunity, listed at $639,000—positioned well above the $577,080 Fair Market Value by -10%. While the property requires modernization, its Condition Rating of 4 reflects a meticulously maintained, move-in ready home. Residents enjoy a low-maintenance lifestyle with HOA-managed landscaping and a private patio with sweeping hill views. Located near top-rated schools like Painted Rock Elementary and Del Norte High, this is an ideal acquisition for Downsizing Retirees or Owner-Occupants seeking a serene, established community.
Estimated Market Value
$577,080
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12491 Rios Subject 2 bd · 2 ba · 1,358 sqft · $425 | $639,000* List Price | 2 | 2 | 1,358 | $425 | - |
A 16511 Caminito Vecinos 64 Sold 2 bd · 2 ba · 1,372 sqft · $350 · 0.3 mi | $480,000 | 2 | 2 | 1,372 | $350 | 0.3 mi |
B 16533 Caminito Vecinos 52 Sold 2 bd · 2 ba · 1,134 sqft · $494 · 0.2 mi | $560,000 | 2 | 2 | 1,134 | $494 | 0.2 mi |
C 12094 Caminito Campana Sold 2 bd · 2 ba · 1,189 sqft · $426 · 0.7 mi | $506,500 | 2 | 2 | 1,189 | $426 | 0.7 mi |
D 16470 Caminito Vecinos Unit 82 Sold 2 bd · 2 ba · 1,372 sqft · $390 · 0.3 mi | $535,000 | 2 | 2 | 1,372 | $390 | 0.3 mi |
E 17441 Plaza Animado 133 Sold 2 bd · 2 ba · 1,431 sqft · $423 · 1.0 mi | $605,000 | 2 | 2 | 1,431 | $423 | 1.0 mi |
F 16677 Orilla Sold 2 bd · 2 ba · 1,120 sqft · $446 · 0.2 mi | $500,000 | 2 | 2 | 1,120 | $446 | 0.2 mi |
G 16410 Caminito Vecinos 137 Sold 2 bd · 2 ba · 1,372 sqft · $419 · 0.3 mi | $575,000 | 2 | 2 | 1,372 | $419 | 0.3 mi |
H 16644 Roca Dr. Active 2 bd · 2 ba · 1,358 sqft · $441 · 0.1 mi | $599,000 List Price | 2 | 2 | 1,358 | $441 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1970 and meticulously maintained, the home is move-in ready but dated. The kitchen features older white appliances, including a coil-top stove and basic cabinetry, suggesting the last renovation was likely 20+ years ago. While clean and functional, the interior finishes and systems are aged and would benefit from modern updates.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Painted Rock Elementary School (9/10). High School: Del Norte High School (10/10).
- Move-In Ready Condition
This meticulously maintained second home is exceptionally clean and sparkles with readiness, offering a rare opportunity for buyers seeking a turnkey property without the need for immediate repairs or updates.
- Scenic Views and Outdoor Living
The private patio captures sweeping views of the distant hills, complemented by lush, professionally manicured gardens that create a serene and picturesque outdoor retreat.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The association fee of $600 per month represents a significant recurring expense that may impact the overall affordability for budget-conscious buyers.
- Dated Construction Era
Built in 1970, the property may feature older architectural elements or systems that could eventually require modernization to meet contemporary aesthetic or efficiency standards.
About 12491 Rios
Nestled in the heart of Seven Oaks, a 55+ community. A lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lush gardens and manicured lawns (maintained by the HOA) surround the home, creating a private, picturesque outdoor retreat. Meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and genuine pride of ownership. The patio captures sweeping views of the distant hills. The home sparkles with readiness—clean, inviting, and truly move-in ready. Whether you're downsizing, relocating, or simply seeking a peaceful retreat, this property is ready when you are. The well-maintained community center offers fantastic recreation and socializing opportunities.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1970
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $600.0 / Month
Neighborhood Insights
San Diego Unified Schools
Chaparral Elementary School
Grades K-5 • 0.8 mi
9/10
Painted Rock Elementary School
Grades K-5 • 1.2 mi
9/10
Turtleback Elementary School
Grades K-5 • 1.7 mi
7/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,358 | 1,018.142 |
| Lot Size | - | 75,257.211 |
| Price | $639.0K | $598.4K |
| Price per sq ft | $471 | $607 |
| Built year | 1970 | 1986 |
| HOA | $600.0 | $536 |
| Days on market | 20 | 58 |
Pricing History
Listed for Sale
Oct 5, 2026
$639,000
Initial Listing