12491 Rios, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
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San Diego, California 92128
This 55+ Community Condominium is a High-Potential Investment Opportunity, listed at $649,000—positioned above the $589,238 Fair Market Value by 10%. While the price reflects a premium, the property maintains a Condition Rating of 4, offering a turnkey, meticulously kept interior with sweeping hillside views and a private patio. Located in the prestigious Seven Oaks neighborhood, it provides access to top-tier schools like Del Norte High School (10/10). This is an ideal acquisition for Downsizing Retirees or Owner-Occupants seeking a serene, low-maintenance lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12491 Rios Subject | $649,000* List Price | 2 | 2 | 1,358 | $434 | - |
A 16470 Caminito Vecinos Unit 82 Sold | $535,000 | 2 | 2 | 1,372 | $390 | 0.3 mi |
B 16660 Roca Drive Sold | $620,000 | 2 | 2 | 1,358 | $457 | 0.1 mi |
C 16410 Caminito Vecinos 137 Sold | $575,000 | 2 | 2 | 1,372 | $419 | 0.3 mi |
D 17357 Plaza Maria Sold | $695,000 | 2 | 2 | 1,305 | $533 | 0.9 mi |
E 17476 Plaza Cerado 91 Sold | $600,000 | 2 | 2 | 1,431 | $419 | 1.0 mi |
F 16644 Roca Dr. Active | $699,999 List Price | 2 | 2 | 1,358 | $515 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1970, the home is meticulously maintained and move-in ready, but the kitchen and interior finishes are significantly dated (likely 20+ years old). The kitchen features older white appliances and basic cabinetry that, while functional, require modern updates to meet current market standards.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
Located in the highly sought-after Seven Oaks neighborhood of Rancho Bernardo, this property offers a peaceful lifestyle with access to a well-maintained community center and professional landscaping included in the HOA.
The expansive private patio provides sweeping views of the distant hills, offering a serene and picturesque outdoor retreat for relaxation and entertaining.
As a 55+ community, the potential buyer pool is restricted to a specific age group, which limits the market reach compared to non-restricted residential properties.
The $600 monthly association fee is a significant recurring expense that buyers must factor into their budget, potentially impacting overall affordability.
Peaceful Living in a Premier 55+ Community Nestled in the heart of Seven Oaks, this lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lush gardens and manicured lawns (maintained by the HOA) surround the home, creating a private, picturesque outdoor retreat. Lightly lived in and meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and genuine pride of ownership. The expansive patio captures sweeping views of the distant hills—an ideal backdrop for morning coffee, quiet afternoons, or relaxed entertaining. The home sparkles with readiness—clean, inviting, and truly move-in ready. Whether you're downsizing, relocating, or simply seeking a peaceful retreat, this property is ready when you are. The well-maintained community center offers fantastic recreation and socializing opportunities.
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-5 • 1.2 mi
Grades K-5 • 1.7 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,358 | 999 |
| Lot Size | - | 84,697.5 |
| Price | $649.0K | $604.2K |
| Price per sq ft | $478 | $618 |
| Built year | 1970 | 1985 |
| HOA | $600.0 | $500 |
| Days on market | 44 | 53 |
Jun 8, 2026
$649,000
Initial Listing