12491 Rios, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
12491 Rios
San Diego, California 92128
Property Price
SUMMARY
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12491 Rios Subject | $674,000* List Price | 2 | 2 | 1,358 | $496 | - |
A 12528 Niego Ln Sold | $762,000 | 2 | 2 | 1,384 | $551 | 0.4 mi |
B 16495 Roca Dr Sold | $720,000 | 2 | 1 | 1,275 | $565 | 0.2 mi |
C 16182 Selva Drive Sold | $875,000 | 2 | 2 | 1,450 | $603 | 0.7 mi |
D 16734 Bernardo Oaks Dr Sold | $830,000 | 2 | 2 | 1,450 | $572 | 0.3 mi |
E 16462 Sarape Dr Sold | $770,000 | 3 | 2 | 1,633 | $472 | 0.3 mi |
F 16387 Gabarda Road Sold | $788,000 | 2 | 2 | 1,400 | $563 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in meticulous, move-in-ready condition, consistent with its history as a lightly used second home. While the kitchen and bathrooms feature dated styles—including older white appliances, electric coil cooktop, and mirrored walls—everything appears exceptionally clean and well-maintained. The exterior, landscaping, and interior surfaces show minimal wear and tear, meeting the criteria for a 'good' rating where systems are functional and the home is habitable without immediate renovation, despite the 1970 build year.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
- Meticulous Condition
As a lightly used second home, the property has been exceptionally well-maintained and is in true move-in condition, reflecting a high level of pride of ownership.
- Scenic Hillside Views
The expansive patio offers sweeping views of the distant hills, providing a serene and picturesque backdrop for outdoor living and entertaining.
CONSRISKS & DEFICIENCIES
- Age of Construction
Built in 1970, the property may have aging infrastructure or original systems that lack the energy efficiency and modern standards of newer builds.
- High Monthly Carrying Costs
The $600 monthly association fee is a significant recurring expense that may impact the overall affordability and debt-to-income ratio for prospective buyers.
- Restricted Buyer Demographic
The 55+ age requirement limits the potential pool of buyers to a specific demographic, which can result in a narrower market and potentially longer resale times.
About 12491 Rios
Nestled in the heart of this sought-after 55+ community, this lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lightly lived in and meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and true pride of ownership. Enjoy sweeping views of the distant hills from the expansive patio—an ideal space for morning coffee, quiet afternoons, or relaxed entertaining—surrounded by lush gardens and manicured lawns. The home sparkles with readiness—clean, inviting, and truly move-in ready. Whether you're downsizing, relocating, or simply seeking a peaceful retreat, this property is ready when you are. The well-maintained community center offers fantastic recreation and socializing opportunities.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1970
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $600.0 / Month
Neighborhood Insights
San Diego Unified Schools
Chaparral Elementary School
Grades K-5 • 0.8 mi
Painted Rock Elementary School
Grades K-5 • 1.2 mi
Turtleback Elementary School
Grades K-5 • 1.7 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 26% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,358 | 1,770 | 11% |
| Lot Size | - | 5,900 | 29% |
| Price | $674.0K | $1.15M | 2% |
| Price per sq ft | $496 | $636 | 8% |
| Built year | 1970 | 1986 | 24% |
| HOA | $600.0 | $190 | 90% |
| Days on market | 122 | 156 | 35% |
Pricing History
Listed for Sale
Nov 5, 2025
$674,000
Initial Listing