
Santa Cruz, California 95062
Ultimate Live/Work Compound in Midtown Santa Cruz, CA. Unlock the ultimate coastal lifestyle with this rare mixed-use masterpiece in the sun-drenched "Banana Belt." Nestled in trendy, walkable Midtown Santa Cruz, just steps from the Rio Theatre, The Buttery, and local craft breweries, this unique complex offers high-visibility commercial real estate paired with a deeply private residential retreat. Commercial Potential: Command premier attention with a high daily traffic volume . The versatile storefront features soaring open-concept ceilings and flexible entry options, perfect for an upscale boutique, showroom, or professional agency. Private Residence is a hidden 1,400 SF, 2-story oasis featuring 2 bedrooms and 2 bathrooms. Step outside to an incredibly private, 600 SF gated patio and garden courtyard, for quiet mornings or evening entertaining. Rustic Structure, a separate 1,200 sq. ft. rear structure radiating an authentic arts-and-crafts vibe. Currently one of 3 spaces is a bike repair shop. It's a blank canvas for music studio, creative agency, or maker-space. Embrace hipster-chic energy with premier commercial presence. Permitted street parking available. Experience the perfect synergy of business and sanctuary. Tenancy In Common buys 50 percent of entire property.
Property is extensive renovation needed.
Built in 1950, the property features a kitchen and bathrooms with extremely dated floor-to-ceiling tiling and cabinetry likely over 40 years old. The presence of a wall heater indicates an outdated HVAC system, and the overall interior condition requires a comprehensive rehab to meet modern standards.
This unique compound offers a rare combination of a high-visibility commercial storefront, a 1,400 SF private residence, and a 1,200 SF rear structure, providing immense flexibility for entrepreneurs and creative professionals.
Situated in the desirable 'Banana Belt' with high daily traffic counts (12K-31K), the property enjoys excellent brand exposure and walkability to iconic local spots like the Rio Theatre and The Buttery.
Despite its central urban setting, the property includes a secluded 600 SF gated patio and garden courtyard, offering a rare and quiet retreat for the residential component.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1400, other record living area = 1168.
The listing is for a 50% Tenancy In Common (TIC) interest rather than full ownership, which complicates traditional financing and requires a shared management arrangement with a co-owner.
The property relies on permitted street parking, which may be a significant drawback for a high-traffic commercial business or residents in a densely populated Midtown corridor.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.0 |
| Baths | 2.0 | 2.2 |
| Square foot | 1,400 | 1,703.516 |
| Lot Size | 5,271 | 6,974.558 |
| Price | $650.0K | $1.64M |
| Price per sq ft | $464 | $944 |
| Built year | 1950 | 1972 |
| HOA | $0 | $984 |
| Days on market | 22 | 43 |
Oct 2, 2026
$650,000
Initial Listing
Apr 26, 2013
$140,000
Public Record
Oct 1, 2008
$620,000
Public Record